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HomeMy WebLinkAbout1988 Board of Water and Light Annual ReportSHARING THE SUCCESS j A -7 ... the Board of Water and Light serves Lansing, Michigan, and surrounding areas with electricity, water and steam. Founded in 1885 as the Water Board, the BWL entered the electric business in 1892 and has provided steam to industry, state government and downtown businesses since early in the century. The BWL is a public power utility, owned by the citizens of Lansing. Policy is set by an eight -person board of commissioners, whose members are appointed by the mayor and confirmed by city council. Policy is carried out by a staff of 956 employees. 1988 marked the year that the BWL brought all employees of the utility into its strategic planning process. Through a unique gain sharing program called Share the Success, BWL employees were challenged to work toward common, tangible goals with a promise of financial reward when those goals were met or exceeded. Program specifics and first year results are detailed inside this year's annual report. EMPLOYEE INVOLVEMENT: A STAKE IN OUR UTILITY'S SUCCESS • �n 1988 BWL employees inherited a tangible stake in the success of their utility. Through implementation of a gain sharing program, a portion of employees' pay is flexible, and moves up or down with the success of the utility. We call the program, Share the Success. Employees focus on twenty-five goals, taken from the utility's strategic business plan. These goals, or performance standards, include four general areas: COST OF SERVICE QUALITY AND RELIABILITY OF SERVICE PROMOTION OF A POSITIVE IMAGE EMPLOYEE PRODUCTIVITY Seven of the 25 performance standards are direct financial measurements. The rest target quality, service and other less tangible but equally important issues. Bonuses range from zero to five percent of base pay, based on the utility's final score at the end of the fiscal year. Although the Share the Success program was devised by BWL management, it is a program that depends upon consensus, not management directive. All 956 employees participate, including some 540 union members represented by the International Brotherhood of Electrical Workers (IBEW). An Employee Measures Committee reviews proposed performance standards, rejecting some and adding others. The committee is equally divided between bargaining and non -bargaining employees chosen to serve by their fellow workers. Monthly program results are reviewed with the committee and communicated to all employees. Departments are encouraged to discuss with their employees specific ways they can affect individual performance standards. 4 each of the 25 performance standards includes a base, a goal and a set of four scoring ranges. The base represents a level of performance that has been achieved in the past or is an industry average. The goal, in most cases, represents an improvement in the base. A scoring system totaling 500 points weights each performance standard according to its relative importance. If the utility reaches its goals in all areas, a total of 375 points results. That translates to a 3.75 percent bonus at the end of the fiscal year. The payment slides up or down proportionately, to a minimum of zero and a maximum of five percent. A second employee committee recommends benefits that employees can buy with their bonus. In 1988 employees could choose cash, more vacation time, vision or long-term disability insurance or deferred compensation. They could also choose to establish a pre-tax flexible spending account to be used for child care, health care expenses or group insurance premiums. Our internal program for improving our performance has been extremely successful and is detailed in the General Manager's report on page 7. The ultimate goal of our program is to serve our customer -owners better, so that they may share the rewards of better service and a tighter rein on utility rates. 3 w- .. 4 COMMUNITY PARTICIPATION: A STAKE IN OUR COMMUNITY or the BWL, priorities are different from those of a private, investor - owned utility. Because our customers are also our owners, we have a special incentive to hold down rates, making only enough net income to make system improvements. Our public ownership also entails added responsibility to be active members in our community. In essence, sensitivity to the needs of our community is nothing less than good stockholder relations. The following are some of the community programs in which the BWL participated during 1988. From December through February each year, the BWL joins with others to solicit help for those without funds to meet basic needs in the critical winter months. Customers are invited to make tax-free donations to the Lansing Area Energy Bank to help needy families pay for utility bills. The program is administered by the Community Service and Referral Center with free accounting services provided by Clinton Bank and Trust Company. In 1988, BWL customers donated more than $30,000 and helped nearly 2,000 individuals through this effort. The BWL carried a message of electrical safety to Lansing area youngsters throughout the school year. Aided by a cartoon character called Louie the Lightning Bug, Line Department employees presented the program to 106 classes and to nearly 3,000 students. the BWL and dozens of other companies joined hands to fight crime through a program called "Eyes and Ears." Participating companies feature a distinctive logo on the sides of company vehicles equipped with two-way radios. Drivers are instructed to report crimes or suspicious activity they may observe, and school children are told they can look for the Eyes and Ears logo if they need help. Once a month, some 45 BWL employees give up a lunch hour to deliver hot meals to home- bound older citizens in the greater Lansing area. The program is run by the Tri-County Office on Aging. It helps elderly people lead more independent lives while staying in their own homes. In October, 1987, Lansing and 2,200 other local communities celebrated the first annual Public Power Week. The BWL observed the occasion by donating a new $100,000 floating fountain to Lansing's citizens. The fountain is placed in the Grand River and has quickly become an attraction to visitors and workers in the downtown area. The dedication ceremonies were followed by an open house of the Ottawa Station power plant. Each month on the fourth Tuesday, BWL commissioners meet in public session to act upon recommendations and establish policy for the utility. The public is invited to attend these meetings, which begin at 5:30 p.m. on the second floor of the BWL office building, 123 West Ottawa. 5 ADDRESSING THE ISSUES A STAKE IN OUR FUTURE In 1989 the BWL will continue efforts to keep costs down by making the most effective use of our resources. Our Steam Utility will investigate possibilities for balancing load between winter and summer seasons. Although some of our commercial customers use steam for cooling, most use it for winter heating. In 1989 we will study the feasibility of a chilled water district in downtown Lansing. Under this concept, chilled water for air conditioning would be provided from a centralized source. Customers would be spared the capital costs of providing their own air conditioning equipment, and a single, large steam -driven chiller would provide air conditioning at costs that are competitive with other energy sources. We plan to intensify our efforts to provide our customers with friendly, caring service in all aspects of our business. Among other things, we will ask our employees to identify rules, policies and procedures that make it harder for them to serve customer needs. We will examine those matters and eliminate roadblocks to quality service. We will continue to survey our residential customers annually to get a feel for their opinions about the BWL, its products and services. For the first time in 1989, we will also survey commercial and industrial customers In both our electric and water utilities. We plan to learn more about how these customers use water and electricity so that we can structure rates and services that will best meet customer and BWL needs. Through our monthly newsletter we will share with our customers what we learn about their opinions and usage patterns. We will communicate with them about important issues affecting utility services. Things such as the Environmental Protection Agency's proposed lead standards for drinking water and the utility's plans for protecting our water resources. We will continue our strategic planning process, annually scanning our environment, our competition, our internal strengths and weaknesses. Through this we will ensure that the Board of Water and Light continues to meet the needs of its owners and customers — the citizens of the Greater Lansing area. 0 MEASURES OF SUCCESS As the Board of Water and Light entered its second century of service to the greater Lansing community, new challenges and opportunities emerged as part of our future. Our 101st fiscal year brought strategic planning, as we measured our past performance and began to develop goals and objectives to secure our future. Our 102nd fiscal year saw an evolving participative management — a new style, and a new culture, which sought to involve employees in the decisions which would affect them and their company And our 103rd fiscal year, which is the subject of this report, brought together participation from all the employees in efforts to improve on planned performance measures — Share the Success. Through this improvement incentive program, BWL employees more than met goals in a number of areas, and the benefits were shared by all. The utility and its customers netted savings of more than one million dollars, after distributing bonus payments totaling more than a million dollars to employees. Employees should be especially proud of progress in reducing our electric cost of service, and increasing reliability for electric, water and steam delivery. Cost saving suggestions from employees increased significantly, and success included achievement of our affirmative action goals. The BWL can take special pride in Share the Success in that it is a new program. There is no model to follow, and it is unique among public power systems. Although we were in our first year, the 364 points achieved indicate we met or exceeded two- thirds of our program goals. Of 24 performance measures: 11 were exceeded, 5 were within goal range, 7 were within base values, and 1 was below base. As we continue to monitor and refine this program and our future plans, we expect further improvements based on five essential components of a successful organization. QUALITY To make our services the best they can be requires constant improvement, innovation, and examination. 2 LOW COST Which results from quality — doing things right the first time. 3 CUSTOMER FOCUS Understanding and fulfilling our customer -owners' present needs and their future concerns. 4 INVOLVED EMPLOYEES Our most important resource. Our long-term investment in skilled employees is essential. 5 CONTINUOUS IMPROVEMENT Which is the very essence of Share the Success — striving for perfection. When you are among the best, the challenge is to stay at the top for the long term. The employees of the BWL have to maintain the high level of respect and responsibility that accompanies it. Joseph Pandy, Jr. BOARD OF WATER AND LIGHT COMMISSIONERS EXECUTIVE STAFF COMMISSIONERS AND Phillip E. Hassler Joseph Pandy, Jr. EXECUTIVE STAFF Chairman General Manager JUNE 30, 1 9 8 8 Jack R. Sebolt Joseph D. Wolfe Vice Chairman Assistant General Manager Gerald W. Williams Wallace R. Nourse Chairman Pro Tern Treasurer/Controller Sister Mary Janice Belen, R.S.M. Clyde R. Dugan Director, Water Utility Eva L. Evans Roy E. Peffley E. Lane Jessop Director, Electric Utility Bruce E. McComb Joette C. Woodard-Yauk R. John Strolle Director, Steam Utility John Elashkar Director, Engineering Terry D. Graham Director, Administrative Services Neal Housler Director, Consumer Services Oliver O. Kingsbury Director, Information Systems Roger A. Ophaug Director, Engineering Planning Richard A. Sevic Director, Electric Utility Coordination John Strickler Director, Communications and Marketing Dana W. Tousley Director, Financial Planning Mark Vander Jagt Director, Human Resources Lawrence H. Wilhite Staff Attorney, Special Assistant City Attorney Mary E. Sova Secretary of the Board Kellie L. Willson Internal Auditor FINANCIAL REPORT INDEPENDENT AUDITOR'S REPORT Honorable Mayor, Members of City Council and Commissioners of the Board of Water and Light We have audited the accompanying balance sheets of the Board of Water and Light — City of Lansing as of June 30, 1988 and 1987, and the related statements of income, changes in city equity, and changes in financial position for the years then ended. These financial statements are the responsibility of the Board's management. Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. Lansing, Michigan August 31, 1988 In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the Board of Water and Light — City of Lansing, as of June 30, 1988 and 1987, and the results of its operations and changes in financial position for the years then ended in conformity with generally accepted accounting principles. Our examinations of the financial statements of the Board of Water and Light — City of Lansing for the years ended June 30, 1988 and 1987, were made for the purpose of forming an opinion on the basic financial statements taken as a whole. The information on pages 18 through 23 is presented for purposes of additional analysis and is not a required part of the basic financial statements. Such information has been subjected to the auditing procedures applied in the examination of the basic financial statements and, in our opinion, the information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. "o 0,',- X , 6 , � (. Touche Ross Certified Public Accountants 6 BALANCE SHEETS ASSETS UTILITY PLANT (Note A): Water Electric Steam Common facilities $368,592,595 Less accumulated depreciation 199,291,588 JUNE 30 Construction in progress (Note C) NONCURRENT RESTRICTED FUNDS (Notes D and K) OTHER ASSETS: Project funds (Notes C and K) Deferred compensation plan assets (Notes A and J) Deferred costs (Note A) Other work in progress CURRENT ASSETS: Demand deposits (Note K) Other cash and securities (Notes A and K) Accounts receivable, less allowance for uncollectible accounts of $615,000 in 1988 and 1987 Interest and dividends receivable Inventories (Note A) Prepaid expenses Restricted funds (Notes D and K) 1987 $ 57,018,850 250,834,610 18,669,765 25,143,340 $351,666,565 188,965,460 $162,701,105 11,684,907 $174,386,012 0,060,803 $ 11,780,337 7,442,452 2,990,854 306,531 $ 22,520,174 $ 30,500 21,258,292 12,218,008 405,982 18,136,946 100,682 14,919,091 1,776,406 Total Curret Assets $ 71,574,461 $ 68,845,907 $287,515,813 $271,812,896 $169,301,007 15,429,697 $ 84,730,704 7,089,762 $ 12,830,156 8,721,395 2,392,704 176,631 $ 24,120,886 $ 30,500 22,787,360 13,109,018 444,853 17,540,122 175,696 15,728,992 1,757,920 10 CITY EQUITY AND LIABILITIES CITY EQUITY: Contributions in aid of construction Retained income LONG-TERM DEBT, LESS CURRENT PORTION (Note E) DEFERRED COMPENSATION (Notes A and J) ADVANCES FOR CONSTRUCTION CURRENT LIABILITIES: Accounts payable Compensation and related amounts withheld Customer deposits and related accrued interest Accrued compensated absences Accrued interest Current portion of long-term debt CONTINGENCIES (Note H) See notes to financial statements. Total City Equity Total Current Liabilities JUNE 30 1988 $ 17,329,387 237,547,260 $254,876,647 9,466,351 8,721,395 107,547 $ 7,524,071 1,355,748 1,371,417 1,757,920 232,116 2,102,601 $ 14,343,873 $287,515,813 1987 $ 16,471,018 220,417,965 $236,888,983 11,396,592 7,442,452 130,110 $ 9,405,372 1,124,508 1,294,864 1,776,406 268,357 2,085,252 $ 15,954,759 $271,812,896 11 STATEMENTS OF INCOME d OF OT IN1 YEAR ENDED JUNE 30 1988 ERATING REVENUES: Water $ 11,799,140 Electric 122,906,297 Steam 11,867,399 $146,572,836 ERATING EXPENSES: Production: Fuel and other operating expenses $ 77,017,549 Maintenance 8,614,986 Transmission and distribution: Operating expenses 3,783,041 Maintenance 2,777,794 Administrative and general 24,538,035 Depreciation 12,314,071 $129,045,476 Operating Income $ 17,527,360 iER INCOME: Interest $ 4,435,926 Other 525,638 $ 4,961,564 EREST EXPENSE: Bonded debt $ 405,000 Other 308,375 $ 713,375 Net Income $ 21,775,549 STATEMENTS OF CHANGES IN CITY EQUITY 1987 8 10,990,574 110,003,542 $131,933,950 $ 74,724,032 8,023,492 3,465,464 2,297,455 22,104,094 11,712,744 $122,327,281 $ 9,606,669 $ 3,989,030 $ 4,455,069 $ 503,000 267,739 $ 770,739 1 $ 13,290,999 CONTRIBUTIONS IN AID OF RETAINED CONSTRUCTION INCOME TOTAL Balances at July 1, 1986 $ 15,469,059 $ 211,201,116 $ 226,670,175 Contributions 1,001,959 1,001,959 Net income 13,290,999 13,290,999 (4,074,150) (4,074,150 Equity returned to City (Note F) Balances at June 30,1987 $16,471,018 $220,417,965 $236,888,983 Contributions 858,369 858,369 Net income 21,775,549 21,775,549 (4,646,254) (4,646,254 Equity returned to City (Note F) Balances at June 30, 1988 $17,329,387 $237,547,260 $254,876,647 See notes to financial statements. IRA STATEMENTS OF CHANGES IN FINANCIAL POSITION SOURCES OF WORKING CAPITAL: Net income Charge to income not affecting working capital: Depreciation Amortization of deferred costs YEAR ENDED JUNE 30 $ 21,775,549 Total from Operations Decrease (increase) other work in progress Increase in deferred compensation Contributions in aid of water construction Increases in long-term debt $34,687,770 129,900 1,278,943 858,369 183,270 $37,138,252 USES OF WORKING CAPITAL: Additions to utility plant and construction in progress (net of electric and steam contributions in aid of construction of $883,724 in 1988 and $453,948 in 1987) $ 22,658,763 Payments of long-term debt 2,113,511 Increase in noncurrent restricted funds 1,028,959 Increase in deferred compensation plan assets 1,278,943 Increase (decrease) in project funds 1,049,819 Decrease in advances for construction 22,563 Equity returned to City 4,646,254 $32,798,812 Increase in Working Capital WORKING CAPITAL AT BEGINNING OF YEAR $ 4,339,440 52,891,148 WORKING CAPITAL AT END OF YEAR $57,230,588 CHANGES IN COMPONENTS OF WORKING CAPITAL: Increase (decrease) in current assets: Other cash and securities $ 1,529,068 Accounts receivable 891,010 Interest and dividends receivable 38,871 Inventories (596,824) Prepaid expenses 75,014 Restricted funds 809,901 Deferred compensated absences (18,486) Increase (decrease) in current liabilities: Accounts payable Compensation and related amounts withheld Customer deposits Accrued compensated absences Accrued interest Current portion of lono-term debt See notes to fmancial statements. Increase in Working Capital $ 2,728,554 $ (1,881,301) 231,240 76,553 (18,486) (36,241) 17,349 $ (1,610,886) $ 4,339,440 1987 $ 13,290,999 11,712,744 $25,003,743 (146,682) 1,562,369 1,001,959 $27,421,889 $ 20,356,430 2,085,252 545,492 1,562,869 (7,150,564) 5,616 4,074,150 $21,479,245 $ 5,942,644 46,948,504 $52,891,148 $ 865,860 1,200,565 14,703 4,013,295 (147,112) 250,123 $ 6,340,119 $ 242,503 (190,535) 247,912 142,685 (50,009) 4,919 $ 397,475 $ 5,942,644 13 YEARS ENDED JUNE 30, 1988 AND 1987 NOTE A —SIGNIFICANT ACCOUNTING POLICIES REPORTING ENTITY — The financial statements include the financial activities of the water, electric, and steam operations of the Board of Water and Light (Board). The Charter of the City of Lansing established the Board to manage the utility systems of the City, and the commissioners of the governing board are appointed by the Mayor with approval of the City Council. The Board of Water and Light, by City charter, is an agency of the City but is not included in the financial statements of the City. The Board is exempt from taxes on income because it is a municipal entity. SYSTEM OF ACCOUNTS — The Board's accounts are maintained substantially in accordance with the Uniform Systems of Accounts of the Federal Energy Regulatory Commission for the electric and steam systems and in accordance with the Uniform Systems of Accounts of the National Association of Regulatory Utility Commissioners for the water system. UTILITY PLANT — Utility plant is stated on the basis of cost, which includes expenditures for new facilities and those which extend the useful life of existing facilities and equipment. Expenditures for normal repairs and maintenance are charged to maintenance expense as incurred. DEPRECIATION — Depreciation of utility plant is computed using the straight-line method based on estimated useful lives. The resulting provisions for depreciation in 1988 and 1987 expressed as a percentage of the average depreciable cost of the related assets are as follows: CLASSIFICATION OF AVERAGE RATE UTILITY PLANT 1988 1987 Water 2.1% 2.2% Electric 3.3 3.4 Steam 1.8 1.4 Common facilities 7.3 6.8 When units of property are retired, their cost is removed from utility plant and charged to accumulated depreciation. INVENTORIES — Inventories are stated at weighted average cost and consist of the following at June 30: Coal Materials and supplies 1988 $ 13,426,186 4,113,936 $17,540,122 1987 $ 14,057,947 4,078,999 $18,136,946 CONTRIBUTIONS IN AID OF CONSTRUCTION — Contributions in aid of construction represent nonrefundable amounts received from customers for construction of utility plant. In accordance with Board policy, contributions for water are credited to city equity upon receipt and electric and steam contributions are credited against the related assets. REVENUE — Revenue is recorded when the customer is billed. Accordingly, the current year revenue from customers whose billing period ends after June 30 will be recognize when billed. The water, electric, and steam operations of the Board bill each other for services provided, and these services are reported as revenue to the generating operation and expense to the consuming operation. Such internal billings aggregated $4,319,000 and $3,075,000 in 1988 and 1987, respectively. DEFERRED COMPENSATION — In accordance with the provisions of Governmental Accounting Standards Board Statement (GASB) No. 2 (which became effective December 15, 1986), deferred compensation funds and the associated liability (see Note J) are reflected in the financial statements. DEFERRED COSTS — The Board has adopted the provisions of Statement of Financial Accounting Standards (SFAS) No. 71, which provides for the deferral of costs which will be recovered through future rate increases. The Board began amortizing deferred costs on the straight-line basis over five years effective with the June 1987 rate increase. Total deferred costs as of June 30, 1988 and 1987 were $2,392,704 and $2,990,854 respectively. OTHER CASH AND SECURITIES — The Board has established special purpose cash funds designated to meet specific operating requirements. These funds consist of cash, certificates of deposit, and United States Government securities and are segregated as follows: DESIGNATED PURPOSE Coal inventory fluctuation Litigation, environmental, and uninsured losses Future power requirements Generalpurpose CARRYING VALUE AT JUNE 30 1988 $ 3,142,002 6,451,832 11,461,366 1,732,160 1987 $ 6,503,184 6,006,657 7,676,423 1,072,028 $22,787,360 I $21,258,292 14 NOTE B — RATE MATTERS Rates charged to customers are established solely by the governing board. The Board has agreed to charge rates sufficient to meet certain requirements of the bond ordinances for the outstanding revenue bonds. NOTE C — CONSTRUCTION IN PROGRESS Construction in progress consists of major projects for expansion or addition to utility plant. The estimated additional cost to complete these projects, based on Board authorizations, approximates $41,800,000, including commitments on existing construction contracts approximating $12,200,000. These projects will be funded through operational cash flow, including the project funds reported as other assets. NOTE D — RESTRICTED FUNDS The restricted funds are required under Revenue Bond Ordinances 18A, 18B and 26A. These funds consist of cash, certificates of deposit, and United States Government securities and are segregated into the following funds: CU 1IA6 CARRYING VALUE REQUIRED AT AT JUNE 30 JUNE 30, 1988 1988 1987 RRENT: Operation and Maintenance Fund $9,867,000 $ 12,250,075 $ 11,734,066 Bond and Interest Redemption Fund 2,355,000 3,478,917 3,185,025 Total Current $15,728,992 $14,919,091 NCURRENT: Bond Reserve Account 2,355,000 $ 5,295,434 $ 4,615,227 Depreciation, Extension and Improvement Fund 1,440,000 1,794,328 $ 7,089,762 1,445,576 Total Noncurrent $ 6,060,803 $22,818,754 $20,979,894 The restrictions of the various funds are as follows: • Operations and Maintenance Fund — By the end of each month, this fund shall include sufficient funds to provide for the payment of the succeeding month's expenses. • Bond and Interest Redemption Fund — This fund is restricted for payment of the current portion of bond principal and interest. • Bond Reserve Account — This account shall include sufficient funds to cover the maximum annual principal and interest requirements for the outstanding bonds. • Depreciation, Extension, and Improvement Fund — This fund is restricted for major repairs, replacements, improvements, enlargements, and extensions of the utility. NOTE E — LONG-TERM DEBT Long-term debt as of June 30 consists of the following: City Utilities System Revenue Bonds, Series 1973, due serially through July 1, 1991, plus interest at rates ranging from 4.3% to 5.0% City Utilities System Revenue Bonds, Series 1976, due serially through July 1, 1991, plus interest at rates ranging from 4.75% to 5.2% 8.0% land contract, due in annual installments of $40,000, including interest, through July 26, 1994 Amount due Plan for Employee's Pensions in annual installments of $242,500, including interest at 5.5%, through June 30, 2012 Note payable, due in annual installments of $31,245, including imputed interest at 7.0%, with final payment September 30, 1996 Less current $11,568,952 2.102.601 $ 9,466,351 1987 $ 5,000,000 5,000,000 229,867 3,251,977 $13,481,844 2,085,252 $11,396,592 15 NOTE E (CONTINUED) Aggregate annual principal payments applicable to long-term debt are as follows: 1989 $ 2,102,601 1990 2,109,506 1991 2,116,912 1992 2,124,860 1993 133,393 $11,568,952 All City Utilities System Revenue Bonds were issued by authority of the City of Lansing, Michigan and are subject to the requirements of the appropriate bond ordinances. These bonds were issued on a parity basis and are payable solely from net revenues of combined water, electric, and steam operations of the City. The Board may redeem outstanding City Utilities System Revenue Bonds prior to maturity at a premium and in the manner specified in the ordinances. NOTE F — TRANSACTIONS WITH THE CITY OF LANSING, MICHIGAN OPERATIONS — The Board recognized revenues of $5,004,565 and $3,996,354 in 1988 and 1987, respectively, for water, electric, and steam services provided to the City. The Board recognized expenses for sewerage services purchased from the City of $183,751 and $183,985 in 1988 and 1987, respectively. EQUITY RETURNED — The Board returned to the City $4,646,254 in 1988 and $4,074,150 in 1987 of operational cash flow in excess of debt service requirements. NOTE G — RETIREMENT PLAN The Board has a noncontributory pension plan covering substantially all full-time employees. Total pension expense was $3,413,062 in 1988 and $3,355,480 in 1987. Contributions to the plan were determined by an actuarial valuation of the Plan as of February 28, 1987 and 1986. The pension benefit obligation information, as estimated by consulting actuaries, which takes into consideration future service of current employees and related salary increases, and plan net assets were: JUNE 30 Pension benefit obligation: Retirees and beneficiaries currentlyreceiving benefits and terminated employees with vested benefits Current employees: Vested benefits Nonvested benefits TOTAL PENSION BENEFIT OBLIGATION I $78,467,688 NET ASSETS AVAILABLE FOR BENEFITS $85,945,213 1987 $ 26,240,476 39,256,994 6,083,998 $71,581,468 $80,536,399 Significant actuarial assumptions used in determining the pension benefit obligation include a) a rate of return on the investment of present and future assets of 7.5% in 1988 and 1987 compounded annually, b) projected salary increases of 5.5% in 1988 and 1987 compounded annually, attributable to inflation, c) additional projected salary increases ranging from 0.0% to 5.3% in 1988 and 1987, depending on age, attributable to seniority/merit, and d) the assumption that benefits will not increase after retirement. The amount due the pension plan (see Note E) results from unfunded current service costs for the years 1968 through 1972 and is included in plan assets for actuarial valuation purposes. In addition to providing pension benefits, the Board provides certain hospitalization, major medical, and life insurance benefits for retired employees. Substantially all of the Board's employees may become eligible for these benefits if they reach normal retirement age while working for the Board. These benefits are provided through an insurance company whose premiums are based on the benefits paid during the year. The Board recognizes the cost of providing these benefits by expensing the annual insurance premiums, which were $866,880 for 1988 and $652,184 for 1987. 16 NOTE H — CONTINGENCIES The Board is involved in various legal actions which have arisen in the normal course of business. Such actions are usually brought for claims in excess of possible settlement or awards, if any, that may result. After taking into consideration legal counsel's evaluation of pending actions, management is of the opinion that the outcome thereof will not have a material effect on the financial position of the Board. NOTE I — POWER SUPPLY PURCHASE In 1983, the Board entered into power supply and project support contracts with the Michigan Public Power Agency (MPPA), of which the Board is a member. Under the agreement, the Board will purchase 64.29% of the energy generated by MPPAs 37.22% ownership in Detroit Edison's Belle River Unit #1, which became operational in August 1984. These contracts require the Board to purchase approximately 15 megawatts of power in 1991, increasing to 156 megawatts in 1995 and thereafter. Detroit Edison has agreed to repurchase 100% of MPPA s entitlement from 1984 to 1991. The price of this power will be calculated on a basis, as specified in the contracts, to enable MPPA to recover its production, transmission, and debt service costs. During the repurchase period, MPPA will use the net cash flow generated from the sell back to Edison to retire a portion of the outstanding bonds. In connection with the Belle River purchase, MPPA issued $590,000,000 of Belle River Project Revenue Bonds in September 1983. In March 1986, MPPA defeased $335,000,000 of the initial Revenue bonds with interest rates ranging from 10-3/8% to 10-5/8% through the sale of $369,365,000 of refunding bonds with interest rates ranging from 5% to 7-3/8%. NOTE J — DEFERRED COMPENSATION The Board of Water and Light offers its employees a deferred compensation plan created in accordance with I.R.C. Section 457. All amounts of compensation deferred under the plan have been recorded as Board assets (Note A) and all property rights purchased with such amounts, and all income attributable to such amounts, property, or rights are (until made available to the employee or other beneficiary) solely the property and rights of the Board of Water and Light and (without being restricted to the provisions of benefits under the plan) subject only to the claims of the Board of Water and Light's general creditors. In the past, the plan assets have been used only to pay benefits. The Board of Water and Light believes it is unlikely that it will use the assets to satisfy the claims of general creditors in the future. The plan is administered by a trustee, The International City Management Association Retirement Corporation. The value of the plan assets at June 30, 1988 and 1987, was $8,721,395 and $7,442,452, respectively. NOTE K — CASH AND INVESTMENTS The Board maintains special purpose cash and investment funds designated to meet specific operating requirements. The total of these special purpose funds is displayed on the combined balance sheet as "Other cash and securities." In addition, investments are separately held by several of the Board's funds. The captions on the June 30, 1988, balance sheet related to cash and investments are as follows: Other cash and securities Current restricted funds Project funds Noncurrent restricted funds Demand deposits $ 22,787,360 15,728,992 12,830,156 7,089,762 30,500 $58,466,770 DEPOSITS — At year-end, the carrying amount of the Board's deposits was $41,675,480. Of the amount, $800,000 was covered by federal depository insurance and $40,875,480 was uninsured and uncollateralized. Collateral is not required for deposits not covered by federal deposit insurance. INVESTMENTS — Statutes limit the Board to investing in the obligations of'the United-Stiites Osvernment-and-its-agencies. The Board's investments are categorized in the following table to give an indication of the level of risk assumed by the Board at year-end. Category 1 includes investments that are insured or registered or for which the securities are held by the Board or its agent in the Board's name. Category 2 includes uninsured and unregistered investments for which the securities are held by the bank's trust department or agent in the Board's name. Category 3 includes uninsured and unregistered investments for which the securities are held by the bank or by its trust department or agent but not in the Board's name. CATEGORY 1 2 3 CARRYING MARKET AMOUNT VALUE U.S. Government Securities $300,000 $8,872,477 $7,618,813 $16,791,290 $16,736,638 Due to higher cash flows at certain times of the year, the Board's investment in uncollateralized deposits, unregistered securities, and in repurchase agreements for which the underlying securities were held by the bank increased significantly at times. The maximum amount during the year of "Uninsured and unregistered" securities was $16,491,290, and "Uninsured and uncollateralized" deposits was $48,883,555. The Board did not violate any legal or contractual provisions for deposits and investments during the year. 17 DETAILS OF COMBINED ELIMINATIONS STATEMENTS OF INCOME YEAR ENDED JUNE 30 YEAR ENDED JUNE 30 1988 1987 1988 1987 OPERATING REVENUES: Water $ 11,799,140 8 10,990,574 Electric: Retail 112,311,505 98,126,961 Sales for resale 10,594,792 11,876,581 Steam 11,867,399 10,939,834 $146,572,836 $131,933,950 OPERATING EXPENSES: Production: Fuel and other operating expenses $ 77,017,549 $ 74,724,032 Maintenance 8,614,986 8,023,492 Transmission and distribution: Operating expenses 3,783,041 3,465,464 Maintenance 2,777,794 2,297,455 Administrative and general 24,538,035 22,104,094 Depreciation 12,314,071 11,712,744 $ 129,045,476 $ 122,327,281 $ 9,606,669 Operating Income $ 17,527,360 OTHER INCOME: Interest $ 4,435,926 $ 3,989,030 $(515,252) $(491,828 Other 525,638 466,039 $(491,828 $ 4,961,564 8 4,455,069 $(515,252) INTEREST EXPENSE: Bonded debt $ 405,000 $ 503,000 Other 308,375 267,739 $(515,252) $(491,828 8(491,828 $ 0 $ 713,375 $ 770,739 $(515,252) Net Income $ 21,775,549 $ 13,290,999 $ 0 DETAILS OF STATEMENTS OF CHANGES IN CITY EQUITY COMBINED WATER CONTRIBUTIONS CONTRIBUTIONS IN AID OF RETAINED IN AID OF RETAINED CONSTRUCTION INCOME CONSTRUCTION INCOME Balances at July 1,1986 $ 15,469,059 $ 211,201,116 $ 15,469,059 $ 4,515,352 Contributions 1,001,959 1,001,959 Net income 13,290,999 2,587,122 Equity returned to City $ 16,471,018 (4,074,150) $ 16,471,018 (373,933 Balances at June 30, 1987 8 220,417,965 8 6,728,541 Contributions 858,369 858,369 Net income 21,775,549 1,892,112 Equity returned to City (4,646,254) $17,329,387 (410,154 Balances at June 30, 1988 $ 17,329,387 $237,547,260 $8,210,499 V. WATER ELECTRIC STEAM YEAR ENDED JUNE 30 YEAR ENDED JUNE 30 YEAR ENDED JUNE 30 1988 1987 1988 1987 1988 1987 11,799,140 8 10,990,574 $ 112,311,505 $ 98,126,961 10,594,792 11,876,581 8 11,867,399 $ 10,939,834 $122,906,297 $110,003,542 $11,867,399 $10,939,834 $11,799,140 $10,990,574 8 4,051,441 $ 3,192,728 $ 65,499,236 64,022,998 $ 7,466,872 $ 7,508,306 914,590 890,601 6,910,868 6,376,322 789,528 756,569 712,514 605,417 3,011,345 2,812,846 59,182 47,201 653,512 519,402 1,975,547 1,654,311 148,735 123,742 3,025,492 2,504,510 20,862,422 19,077,695 650,121 521,889 1,530,394 1,480,249 $ 10,510,891 108,770,309 10,033,300 272,786 199,195 $ 10,887,943 $ 9,192,907 $ 103,977,472 8 9,387,224 $ 9,156,902 $ 911,197 $ 1,797,667 $ 14,135,988 $ 6,026,070 $ 2,480,175 $ 1,782,932 $ 692,871 8 590,716 $ 3,796,498 $ 3,530,925 $ 461,809 $ 359,217 459,056 398,016 66,098 67,095 8 484 462,293 928 $ 1,151,927 $ 988,732 $ 3,862,596 $ 3,598,020 $ 360,145 $ 128,290 $ 159,335 $ 269,745 8 335,020 $ 6,965 $ 8,645 42,722 39,942 253,955 $ 215,203 550,223 526,950 504,422 $ 171,012 $ 199,277 $ 523,700 $ 533,915 $ 513,067 $ 1,892,112 $ 2,587,122 $ 17,474,884 $ 9,073,867 $ 2,408,553 $ 1,630,010 ELECTRIC STEAM CONTRIBUTIONS CONTRIBUTIONS IN AID OF RETAINED IN AID OF RETAINED CONSTRUCTION INCOME $ 199,201,207 CONSTRUCTION INCOME 8 7,484,557 $0 $0 9,073,867 1,630,010 (3,335,109) $0 (365,108 $0 $ 204,939,965 $ 8,749,459 17,474,884 2,408,553 (3,833,384) (402,716 $0 $218,581,465 $0 $ 10,755,296 19 DETAILS OF SOURCES AND USES OF CASH (NOTE A) SOURCES OF CASH: Net income Charge to income not affecting cash: Depreciation Amoritzation of deferred costs Contributions in aid of construction Additional borrowings of long-term debt Decrease (increase) in inventories Increase (decrease) in customer deposits Increase (decrease) in allowance for uncollectible accounts Decrease (increase) in deferred compensated absences Total From Operations Total Sources of Cash USES OF CASH: Additions to utility plant —major construction Additions to (reallocations of )utility plant —normal construction Payments of long-term debt: Bonded Other Equity returned to the City Advances between utilities Increase in accounts receivable Decrease (increase) in accounts payable and other accrued expenses Decrease in accrued interest payable Increase (decrease) in interest and dividends receivable Increase (decrease) in prepaid expenses Decrease (increase) in customer advances Total Uses of Cash Net Cash Generated (Used) COMBINED YEAR ENDED JUNE 30 $34,687,770 858,369 183,270 596,824 76,553 0 18,486 $36,421,272 $ 11,606,939 10,921,924 2,000,000 96,162 4,646,254 0 891,010 1,668,547 36,241 38,871 75,014 22,563 $32,003,525 $ 4,417,747 1987 $ 13,290,999 11,712,744 $25,003,743 1,001,959 (4,013,295) 247,912 0 (142,685) $22,097,634 $ 10,150,251 10,352,861 2,000,000 80,333 4,074,150 0 1,200,565 (194,653) 50,009 14,703 (147,112) 5,616 $27,586,723 $(5,489,089) NOTE A — Allocation to water, electric, and steam operations — components affecting cash and funds are allocated to the respective operation based on actual sources or uses of cash by operation or on a basis derived from an identifiable source or use of cash. 20 WATER ELECTRIC STEAM YEAR ENDED JUNE 30 YEAR ENDED JUNE 30 YEAR ENDED JUNE 30 1988 1987 1988 1987 1988 1987 8 1,892,112 8 2,587,122 $ 17,474,884 $ 9,073,867 $ 2,408,553 $ 1,630,010 1,530,394 1,480,249 10,510,891 10,033,300 272,786 199,195 598,150 $ 3,422,506 $4,067,371 $28,583,925 $19,107,167 $2,681,339 $1,829,205 858,369 1,001,959 183,270 210,291 (11,491) 625,181 (4,009,144) (238,648) 7,340 33,136 46,891 59,546 191,093 (16,129) 9,928 (64) (120) 137 265 (73) (145) (29,048) (11,520) 116,114 (149,116) (68,580) 17,951 $ 4,495,190 $5,093,090 $29,568,173 $15,140,265 $2,357,909 $1,864,279 8 1,658,827 $ 2,329,937 $ 8,281,117 $ 7,490,239 $ 1,666,995 $ 330,075 3,167,796 2,285,875 8,861,635 7,616,902 (1,107,507) 450,084 633,300 633,300 1,331,700 1,331,700 35,000 35,000 9,235 8,752 83,287 68,131 3,640 3,450 410,154 373,933 3,833,384 3,335,109 402,716 365,108 8,839 50,685 (8,839) (50,685. 30,163 280,158 766,376 737,925 94,471 182,482 87,239 (127,817) 1,705,012 (266,827) (123,704) 199,991 15,523 15,367 19,878 33,819 840 823 (3,171) (980) 24,444 5,756 17,598 9,927 6,709 (7,960) 66,629 (136,907) 1,676 (2,245 11,394 (5,206) 11,169 10,822 $ 6,027,169 $5,785,359 $24,993,470 $20,277,354 $ 982,886 $1,524,010 $ (692,269) $ 4,574,703 $(5,137,089) $1,375,023 $ 340,269 $(1,531,979) INCOME AVAILABLE FOR REVENUE BOND DEBT RETIREMENT Net income per income statement Add: Depreciation expense Amortization of deferred costs Interest on long-term debt - notes Interest on long-term debt - revenue bonds $ 13,368,705 YEAR ENDED JUNE 30 INCOME AVAILABLE FOR REVENUE BONDS AND INTEREST REDEMPTION $35,144,254 Debt retirement pertaining to revenue bonds: Principal $ 2,000,000 Interest 405,000 INCOME IN EXCESS OF REVENUE BONDS AND INTEREST REQUIREMENTS I $32,739,254 PERCENT COVERAGE OF REVENUE BONDS AND INTEREST REQUIREMENTS 1,461% 1987 $ 13,290,999 $ 11,712,744 18,523 503,000 $ 12,234,267 $25,525,266 $ 2,000,000 503,000 $ 2,503,000 $23,022,266 1,020% 104 FINANCIAL & STATISTICAL INFORMATION FISCAL YEAR ENDING JUNE 30 1988 1987 1986 1985 1984 WATER UTILITY Number of Customers (Average) Residential 39,472 39,319 39,152 38,953 38,915 Commercial 4,819 4,765 4,710 4,674 4,468 Industrial 84 73 73 74 74 Total 44,375 44,157 43,935 43,701 43,457 Water Sales (CCF) Residential 3,796,992 3,560,054 3,748,806 3,636,785 3,536,307 Commercial 3,380,632 3,300,521 3,324,685 3,187,802 3,171,072 Industrial 1,925,283 2,116,538 2,768,810 3,052,057 3,580,659 Other 112,934 112,764 9,089,877 112,764 114,064 117,378 Total 9,215,841 9,955,065 9,990,708 10,405,416 Operating Revenues Residential $ 5,190,686 $ 4,853,182 $ 4,749,877 $ 4,124,126 8 3,987,390 Commercial 3,818,295 3,432,291 3,123,489 2,641,983 2,543,293 Industrial 1,791,290 1,786,510 2,096,942 2,110,745 2,393,891 Other 998,869 918,591 849,204 749,816 740,824 $ 10,990,574 $ 10,819,512 $ 9,626,670 $ 9,665,398 Total $ 11,799,140 Operating Expenses (Incl. Depr.) $ 10,887,943 $ 9,192,907 8 9,229,788 $ 9,432,887 8 9,462,048 $ 1,797,667 $ 1,589,724 $ 193,783 8 203,350 Operating Income $ 911,197 Net Income 8 1,892,112 $ 2,587,122 $ 2,325,668 8 890,101 $ 733,653 ELECTRIC UTILITY Number of Customers (Average) Residential 74,625 73,507 72,569 72,017 71,634 Commercial 10,672 10,470 10,240 10,059 9,873 Industrial 143 149 84,126 150 169 154 Total 85,440 82,959 82,245 81,661 Electric Sales (MWH) Residential 499,143 467,054 449,082 438,190 450,504 Commercial 855,939 810,016 756,718 723,975 706,342 Industrial 777,907 785,710 803,120 853,884 852,364 Sales for Resale 406,488 491,946 178,160 58,083 34,280 Other 34,672 35,690 35,276 2,222,356 35,374 35,801 Total 2,574,149 2,590,416 2,109,506 2,079,291 Operating Revenues Residential $27,534,055 $ 24,194,221 8 23,598,597 $ 23,980,509 $ 24,488,294 Commercial 43,725,161 37,814,429 36,032,832 36,074,460 34,999,004 Industrial 34,790,986 31,772,070 32,956,309 36,865,675 36,588,039 Salesfor Resale 10,594,792 11,876,581 4,283,466 1,724,401 944,410 Other 6,261,303 4,346,241 $110,003,542 5,012,412 4,412,626 4,886,263 Total $122,906,297 $101,883,616 $103,057,671 $101,906,010 Operating Expenses (Incl. Depr.) 108,770,309 103,977,472 $ 97,012,706 4,870,910 96,481,546 94,187,272 Operating Income $ 14,135,988 $ 6,026,070 $ 6,576,125 $ 7,718,738 Net Income $ 17,474,884 8 9,073,867 $ 8,789,896 $ 10,237,431 $ 11,455,941 22 FINANCIAL & STATISTICAL INFORMATION FISCAL YEAR ENDING JUNE 30 1988 1987 1986 1985 1984 STEAM UTILITY Number of Customers (Average) Residential 36 38 37 36 37 Commercial 379 381 388 397 407 Industrial 1 1 1 1 434 1 Total 416 420 426 445 Steam Sales (MLB) Residential 4,033 3,872 4,051 3,839 4,566 Commercial 567,860 493,115 514,173 515,984 607,384 Industrial 928,641 1,016,980 974,561 965,713 1,108,920 Other 46,392 60,501 63,134 64,169 86,344 1,574,468 1,555,919 1,549, 705 1,807,214 Total 1,546,926 Operating Revenues Residential $ 29,972 $ 29,484 $ 30,669 $ 30,136 $ 33,961 Commercial 4,111,781 3,630,298 3,827,901 3,951,431 4,453,724 Industrial 7,369,417 6,929,046 6,651,837 6,852,304 6,275,419 Other 356,229 351,006 359,421 372,373 473,190 $ 10,939,834 $ 10,869,828 $ 11,206,244 Total $ 11,867,399 $ 11,236,294 Operating Expenses (Inc. Depr.) 9,387,224 9,156,902 9,480,442 9,283,939 9,367,045 Operating Income $ 2,480,175 8 1,782,932 8 1,389,386 8 1,922,305 $ 1,869,249 Net Income $ 2,408,553 $ 1,630,010 $ 1,256,489 8 1,956,061 8 1,944,528 CONSOLIDATED UTI LITI ES BALANCE SHEET Plant in Service (Intl. Common) $ 368,592,595 $ 351,666,565 $ 333,196,710 $ 323,572,986 $ 314,051,586 Reserve for Depreciation (199,291,588) (188,965,460) (179,329,555) (169,365,169) (159,802,465' Construction Work in Progress 15,429,697 11,684,907 11,875,170 1,905,638 2,667,787 Current Assets 71,574,461 68,845,907 62,505,788 65,243,155 60,247,793 Other Assets 31,210,648 28,580,977 33,476,498 $261,724,611 22,991,429 $244,348,039 22,134,710 Total $287,515,813 $271,812,896 $239,299,411 City Equity 8 254,876,647 $ 236,888,983 $ 226,670,175 $ 217,629,876 $ 208,192,313 Long Term Debt 9,466,351 11,396,592 13,481,843 15,562,178 17,650,637 Current Liabilities 14,343,873 15,954,759 15,557,284 10,946,021 13,265,086 Other Liabilities 8,828,942 7,572,562 6,015,309 209,964 191,375 Total $287,515,813 $271,812,896 $261,724,611 $244,348,039 $239,299,411 INCOME STATEMENT Operating Revenues $ 146,572,836 $ 131,933,950 $ 123,572,956 $ 123,890,585 $ 122,807,702 Operating Expenses (Intl. Depr.) 129,045,476 122,327,281 115,722,936 115,198,372 113,016,365 Operating Income $ 17,527,360 8 9,606,669 $ 7,850,020 $ 8,692,213 $ 9,791,337 Net Income $ 21,775,549 $ 13,290,999 8 12,372,053 $ 13,083,593 $ 14,134,122 23