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1992-96 CHAS Comprehensive Housing Affordability Strategy
G'a 1 ram-, I CmHmAmw-qm u; `D COMPREHENSIVE HOUSING fF. AFFORDABILITY STRATEGYCo1992 -96 CITY OF LANSING, MICHIGAN OCTOBER,1991 NOTICE OF PUBLIC HEARING TO: ALL LANSING CITIZENS AND ORGANIZATIONS FROM: LANSING PLANNING BOARD SUBJECT: PUBLIC HEARING, TUESDAY, OCTOBER 1, 1991 TIME AND PLACE: 7:30 P.M. , TENTH FLOOR, CITY COUNCIL CHAMBERS, CITY HALL PURPOSE: TO PROVIDE CITIZENS THE OPPORTUNITY TO EXAMINE AND COMMENT ON THE DRAFT COMPREHENSIVE HOUSING AFFORDABILITY STRATEGY (CHAS) FOR FISCAL YEARS 1992-1996 INCLUDING THE ANNUAL PLAN FOR 1992. SUMMARY OF COMPREHENSIVE HOUSING AFFORDABILITY STRATEGY FOR FISCAL YEARS 1992-1996 1 . Community Profile Needs Assessment. Data available at this time indicates the following housing needs in the community: a. Maintenance, rehabilitation and improvement of older housing stock. b. Housing assistance to low income households . C. Increase in home ownership. d. Updated data is required to evaluate other housing needs for the homeless and other special housing groups in the community. Market and Inventory Conditions. The following market and inventory conditions are noted in the document. a. The total number of housing units has not increased substantially over the past five years. New construction is offset by demolition and removal . b. About 54,000 housing units are available in the City. Ninety percent of the housing stock is in standard condition. C. The percentage of rental units relative to the total continues to increase. Estimates currently establish the rental market as 45 percent of the total . d. Lansing provides the majority of assisted housing units in the region. The number of assisted units is likely to remain stable for the future. Only minimal new assisted housing is anticipated. Regional decentralization is necessary to avoid concentrating low income and minority populations. e. Housing in the community is affordable relative to national , state, and regional housing costs. f. Housing and related services for the homeless and other special housing groups is provided through a coordinated comprehensive network of service providers. Data needs to be updated thru review of appropriate agencies and housing market study. 2. Five Year Strategy The primary objectives of Lansing's five year housing plan are as follows: a. Provide standard housing in a suitable living environment through rehabilitation and improvement of the existing housing stock primarily in four neighborhood strategy areas (map) . b. Provide housing assistance that will benefit low and moderate income families. C. Promote implementation of a city-wide home ownership program. d. Maintain the number of assisted housing units available to low income households at least at the current level . e. Support homeless shelter and supportive service providers by continuing to provide operational funding assistance. 3. Annual Plan Programs to meet objectives established in the five year strategy will be initiated in the next fiscal year in the following manner: a. Estimated amount of Federal Funds to be applied: $9,000,000 Federal sources of funding including CDBG, Home and Hope initiatives will be applied for housing rehabilitation and home ownership primarily for low and moderate income households. ESG funds will be provided for shelter renovation or operational support. Public Housing CIAP funds will be provided for public housing renovation. Hope 1 funding will be applied to transfer ownership of Public Housing units to low income households. b. Estimated amount of State Funds Available: $3,300,000 State financial resources including MSHDA Rehab, Weatherization, HIP, NIP, CHIP and Acquisition and Rehab funds will be utilized for housing rehabilitation primarily for low and moderate income households. The MSHDA sponsored Single Family New Construction and Single Family Existing Home Mortgage Programs will be used to increase home ownership. C. Estimate of local funding: $203,000 Funds from the City' s general fund will be offered as operational assistance to agencies providing housing and supportive services for the homeless and other special housing groups. 1 d. Estimate of Private Funding: $110001000 Private nonprofit corporations and financial institutions will work with the City to primarily rehabilitate housing units. The comment period for the CHAS will commence August 26, 1991 and expire October 24, 1991. Copies of the CHAS are available for review at the City Clerk' s office, Ninth Floor, City Hall ; the Lansing Public Library, 401 South Capitol ; and the Department of Planning and Municipal Development, Planning Division, City Hall Annex, 119 North Washington Square. All written comments submitted by citizens of Lansing will be considered and reviewed for possible inclusion in the final CHAS to be submitted to the Department of Housing and Urban Development, October 31 , 1991. A summary of all comments including those received at the Public Hearing to be held October 1 , 1991, will be attached to the final document. For information regarding the draft CHAS, please contact: Ronald G. Stonehouse or Emil Winnicker City of Lansing, Michigan Department of Planning and Municipal Development 119 North Washington Square, Second Floor City Hall Annex Lansing , Michigan 48933-1668 Telephone (517) 483-4040 or 483-4066 This document is officially dated August 26, 1991. COMPREHENSIVE HOUSING AFFORDABILITY STRATEGY (CaM) TABLE OF CONTENTS Page Transmittal Letter Summary of CHAS Development Process Section I. COMMUNITY PROFILE Part 1. Needs Assessment Table LA (or equivalent) Table 1B (or equivalent) Not Required Table 1C (or equivalent) Not Required Table ID (or equivalent) Not Required Other Supporting Documentation Part 2. Market and Inventory Conditions Table 2A (or equivalent) Table 2B (or equivalent) Table 2C (or equivalent) Other Supporting Documentation Section II. FIVS-YEAR STRATEGY Part 3. Strategies Table 3A Table 3B Other Supporting Documentation Section III. ONE-YEAR PLAN Part 4. Resources Table 4/5A ro o • M n n x y r m a rt w p O• h7 p rt p ae a c.n ro SUMMARY OF CHAS DEVELOPMENT PROCESS In June of 1991, the City of Lansing initiated an ambitious planning effort that is intended to allow for a thorough reexamination of housing needs in the community and result in a reinvestment strategy which addresses those needs. The City recognizes that neighborhoods and housing are Lansing's most important resources, and has made revitalization and preservation of these resources its number one priority. This effort has the added advantage of producing a forum that brings together all relevant public and private entities who are concerned with housing neighborhoods and services related to housing. The combined input of these experts is valuable as the City prepares its Comprehensive Housing Affordability Strategy. The "Lansing Housing Forum" is organized around seven (7) housing work groups or committees that will meet over the period of the next year to evaluate and examine particular housing needs and issues in the City. The seven committees and the mission of each is described as follows: 1. Housing Needs Committee The charge of this committee is to prepare a statistical housing needs statement which identifies housing needs for the community as required in the CHAS. Detailed plans for selected target areas (see attached map) are to be developed which will establish a five year strategy that includes rehabilitation, selective acquisition and other improvements. 2. Non-profit Housing Corporation Needs Committee The committee will identify the needs of Lansing non-profit corporations so that they are better able to plan, develop and allocate scarce housing resources. The primary focus of this group will be to develop tools for financial and technical assistance that non-profit housing corporations can use. 3. Special Housing Needs Committee The committee is to identify the special housing needs of the homeless and other special housing groups such as the elderly and handicapped. The committee will also evaluate the demand for residential care facilities. Various social service needs of these special groups will also be addressed. 4. Housing Affordability Committee The committee will identify public policy barriers and/or incentives that affect housing affordability. Of particular concern are ordinances, codes, enforcement procedures, fees and charges, land use policies and other regulatory practices which may affect the cost of housing one way or another. 5. Public Housing Committee The committee will provide an inventory of public housing and develop a strategy for improving the existing public housing stock, providing home ownership opportunities to tenants and involving residents in management. 6. Neighborhood and Homeownership Promotion Committee The committee will identify and promote the strengths of Lansing' s neighborhoods and the affordability of its housing stock. The group will also identify neighborhoods which have great home ownership potential , and focus on specific ways to increase Lansing 's homeownership percentage. 7. Housing Financial Issues Committee The committee will discuss and recommend a range of investment options for rehabilitation and home ownership which involve both public and private entities. The primary goal will be to develop a financial mechanism which addresses Lansing's housing needs. Committee membership lists show that Lansing has involved all private and governmental entitites concerned with housing issues in this planning effort. Representatives of neighborhood organizations, non-profit housing corporations, financial institutions, real estate companies, private and public special housing providers and support groups, the Public Housing Commission, the State Housing Authority, Social Service agencies and residents of selected target areas are all involved in the process. Input from this effort up to this time has been incorporated as appropriate in narrative sections of this document. It is anticipated, however, that more complete information will be available by August of 1992 when each committee finishes its work. The wealth of information proceeding from this effort will be combined with data to be provided by HUD to produce an amended version of the City's five year CHAS. The 1992 CHAS has been completed using 1980 Census Data, available 1990 Census Data, the last Housing Assistance Plan, input from the above described forum and experience from seventeen (17) years of operating a successful housing improvement program. The City has from the inception of the Community Development Block Grant Program concentrated its efforts to improve its housing stock primarily by investing in four areas located in the older part of the community. These four areas are considered to have long term potential to be stable neighborhoods. Starting with the 1992 fiscal year, the City will again place primary emphasis on applying its resources in these areas by utilizing the new Federal initiatives for housing improvement and home ownership in concert with available State, local and private resources. As before, the concern remains that Lansing continues to provide almost three-quarters of all assisted housing in the region. Regional allocation plans to provide additional assisted housing in the future must focus on this basic inequity in the housing market. t� c s , "a air•. t�� - i 1 t :�4,1. w,11�` I, • rta ��tit R. \!U 'li �■-I��� � � � I C ■ `h � ` ��`'�� ��� �e�•d. III �!� '1 � .n I + ���F■r� �'�'�.n.. �t'� �` �!. ■ rear ltr ♦ �� " il 93r 1` �•�7 7�' i, �� • IAA■!! � �© �;� !B!� � t lii il� A. IS Mail" in �` // � Ph Rio, � �' �� ��'�>7�•�J �t� � ■��■ �r Its „ `' �'` � ���:w"'..F'�. - , i�4ttt� ■ ?.I��c� ih 1 I \Y�' ;; �'1�1 !A t`0•@�j i► r ` � .a a'r;air•t Ni ,�7; ��w`�5ti IIII ���4�� ����1` �y��f• / � �r�`��4E Gay i t:t��■!J *Wl:S',``�I 1 , 1r� 17 r`'�� iw~�� a t� f•p��'\ ��° bit► . 51. �9��i, ���7�� :.��•� � `Iq,t 1, H.�...h� 11Mill M � 1 \\t�t►�` Is \ ` ■IJY ��1�IT� W��•�I.�]L�c�=�1� � �. '�' �+`cL'�' , `�J��n ��+a, !�]J -.6 ��.;tiwia,,t,��t, ���,,I ��;'�►�t.�1':►''?fit-;\���`,Z\�!® t. .�► � _ -�'�' e*■:�■���:i� r.'. ..tn.�-,* ��It , t�1 111 � � __ � �'f' tl� I I��!�� ��� a ,;aiji��yy. W�j.`Y..�J�� � �A 'L Nam'��!>•��c�rli� °a \ �,. � .tr--����•� zw�a��►����p��� "^ I1A . � i 1�!!���tiiil� +y ♦ .= Y TI �j � t � a SECTION I COMMUNITY PROFILE CHAS Table 1 A U.S.Department of Housing and Urban Development Office of Community Planning and Development Housing Assistance Needs of Low & Moderate Income Households Comprehensive Housing Affordability Strategy (CHAS) flame of Juriadlcdon(s)or Conaoidum: FHe Year Period: CITY OF LANSING, MICHIGAN FY: throughFY: WQ(x one: Mark«,e: 1992 1 1996 Dd Current Estimate as of:(enterdare) October 1, 1991 ® All Households Five-Year Projected Estimate as of:(onto(date) Racial/Ethnic Group Households:(•peaty)' Renters Owners Household by Non-eldedOuse of sue— one ouse Type, Income,S Housing Problems Elderty Small FamilyLarge amt I Other Total Renters Elc" a amt arge amt All Other All Owners Households (2 to 4) (5 or more) Households Households (2 to 4) (5 or more) Households _L B C (DL E�_ FGH J I 1. Very Low Income(0 to 50%) 674 4413 499 5586 2 With Housing Problems 3. Physical Defects — 4 Overcrowded 5. Cost Burden>30% 6. Cost Burden>50% 7. Other Low-Income(51 to 80%) 381 2092 156 2629 t3. With Housing Problems 9. Physical Defects - 10. Overcrowded 11. Cost Burden>30% -- — 12. Cost Burden>50% 13.Total Low-Income 1055 6505 655 8215 14.Moderate Income(81 to 95%) 15.With Housing Problems 16. Physical Defects 17. Overcrowded 18. Cost Burden>30% 19, Cost Burden>50% 20.Middle Income Hshlds.96 to 120% 21.All Households ' See Table 2A for listing of RaciaVEthnic Groups form HUD-40090(05/16/91) CHAS Table 1 A U.S.Department of Housing and Urban Development Office of Community Planning and Dovelopment Housing Assistance Needs of Low & Moderate Income Households Comprehensive Housing Affordability Strategy (CHAS) Flame of Juriadlcdon(s)or Consortium: FNe Year Period: CITY OF LANSING, MICHIGAN FY: rhrouWhFY: Lk-irk one: W rk one: 1992 1996 [X Current Estimate as of:(enter dare) October 1, 1991 L� All Households LS Five-Year Projected Estimate as of:(enter date) t^-1 Racial/Ethnic Group Households:(sped ty)' Al 1 minorities Rentors Owners Housohdd by Non-elde your e Typo, Income,A Housing Problems Eldorty -ma Family C go mr ©r Toil Renters Elderly ma txnr - a mlf o fi er All Owners Households (2 to 4) (5 or more) Households Households to 4 2 hol _ A B C p ( ) (5 or more) Houseds 1 Very Low Income(0 to 50%) Ems_ (F) G H I 1 - 2 Wth Housing Problems 3. Physical Defects 4- Overcrowded 5 Cost Burden>30% 6--- Co6t Burden>6096 - - - -- - ----- ---- - — 7. Other Low-income(51 to 80%) 8. With Housing Problems 9 Physical Defects - -- 10. Overcrowded - - —11. Cost Burden>30% - 12. Cost Burden>50% 13.Total Low-Income 298 1145 14.Moderate Income(81 to 95%) 15.With Housing Problems 16. Physical Defects - 17. Overcrowded 18. Cost Burden>30% 19. Cost Burden>50% -- -_ 20 Middle Income Hahlds.96 to 1209E 21.All Households ' See Table 2A for listing of RaciaVEthnic Groups form HUDAD090(OSJ16M 1) 'HAS Table 1 A U.S.Department of Housing and Urban Development Office of Community Planning and Development Housing Assistance Needs of Low & Moderate Income Households Comprehensive Housing Affordability Strategy (CHAS) Flame of,hxiadlcrlon(e)or Con,orbum: Five Year Period: CITY OF LANSING, MICHIGAN FY: throughFY: 1,E31k ono Mark one: ----- 1992 1996 Current Est imato as of:(enter date) October 1,1991 All Households C Five-Year Projected Estimate as of:(orator date) EX] RaciaVEthnic Group Households:(specify) Black, not Hispanic Renters Owners Household by None kW ouseoi�- on O �� Type,Income,S Housing Problems Eldorty Small Familyo orni fl C ion--� Total Renters Elderty ma amt ge ami er All Owners Households (2 to 4) (5 or more) Households Households (2 to 4) (5 or more) Households A 5�— C D E F G H I J 1. Very Low Income(0 to 50%) 2 With Housing Problems - 3. Physical Defects - 4 Overcrowded 5 Cost Burden>30% — 6. Cost Burden>50% - - 7. Other Low-Income(51 to 80%) 0. With Housing Problems 9. Physical Defects --- 10. Overcrowded —11. Cost Burden>30% - 12. Cost Burden>501% - 13.Total Low-Income 108 553 229 890 14.Moderato Income(81 to 95%) 15.With Housing Problems - 16. Physical Defects 17. Overcrowded 18. Cost Burden>30% 19. Cost Burden>50% 20 Mlddle Income Hahlds.96 to 120% 21.All Household• See Table 2A for listing of RaciaVEthnic Groups form HUD-40090(05/16/91) uI i�-�S l a;�iE l,4 U.S.Department of Housing and Urban Development Office of Community Planning ami Davoloprnent Housing Assistance Needs of Low & Moderate Income Households Comprehensive I lousing Affordability Strategy (CHAS) Name of,hxiadlcdon(s)or Consortium: FNe Year f e6od: CITY OF LANSING, MICHIGAN FY: duough FY. 1992 1996 X Curront Estimate as of:(ontordata) Qctober 1,1991 All flousoholds HxRFivo-Year Projoctod E3limala as of:(ontor dolo) aciaVEthnic GrOUp Housoholds:(specify)' Hispanic --- _ Renters Owner Fiousohold by on-e—y_R_ eF013s of nvBoody ouse co hnoids Typo,Inmo.5 Housing Problems Elderly ran Familygo omt FC5Tt or Total Renters Elderly �X_PWni urge emi or All Owners Ilouseholds (2 to 4) (5 or more) I louseholds I louseholds (2 to 4) (5 or m(xo) Households I. Very Low Income(0 to 50%) - LZ— C (D) FEZ_ - L) G �H) I Jj) -- 2 With Housing Problems ----- 3. Physical Dofods 4 Overcrowdod - —- -- 5. Cost Burden>30% - 6. Cost Burden>50% 7. Other Low-income(51 to 80%) 8. With Housing Problems 9. Physical Doleds --— - 10. Overcrowded 11. Cost Burden>30% - - -- --- 12. Cost Burden>50% 13.Total Low-Income 38 148 169 14.Moderate Income(81 to 95%) 15 With Housing Problems 16. Physical Detects — 17. Ovetcrowdod - 18. Cost Burden>30% - - 19. Cost Burden>501% 20.141d6e lncome Hshlds.96 to 120% 21.All Households ' See Table 2A for fisting of Racial/Ethnic Groups tonn HUD-4W90(05/16N91) Tablemil AS 1 A U.S.Department of Housing and Urban Development 1 1 Olfico of Community F lannirb arxd Duvolopmenl Housing Assistance Needs of Low & Moderate income Households Comprehensive Housing Affordability Strategy (CI-IAS) Nome of Affisdi dorn(s)or Coneoitium: F1ve Year Poriod: FY: through FY: CITY OF LANSING, MICHIGAN 1992 1996 IA-irk opo: X Current Estimate as of:(onto(date) October 1,1991 All Households [ Fivo-Year Projodod Estimate as ol:(ontor dato) HX Raciat/Elhnic Group HousehoWs:(spedly)t American Indian/Alaskan Native Ranters Owners I lousohold by on-o clori H�so -- - — oN r ol3u�ir-� ouso h -- Typo,Iacono,S 1-foucing Problems Eldetly all Fnmtfy ergo amt y� or Total Rontofs EkSorty na Eunt go 1-ami yi— for All Ownors I louseliolds (2 to 4) (5 or more) Households Housetiolds (2 to 4) (5 a moro) Householda A �� C D �E) _ (F) _ GL_— I 0 --— 1 Very Low Income(0 to 50%) 2 With Housing Problems 3. Physical Detects — — - 4 — Overcrowded - --- S, Cost Burden>30% _ 6 Co6t Burden>50% 7. Other Low-Income(51 to 80%) With Mousing Problems 9 Physical Defects 10 Overcrowded 1 1---Cost Burden>30% - 12. Cost Burden>50% ---- 13.Total Low-Income None 14.Moderate Income(81 to 95%) 15.With Hot. ing Problems _ 16 Physical Defects IT Overcrowded -- — — _ 18. Cost Burden>30% 19. Cost Burden>50% - -- 20 bilddle Income Hahtds.96 to 120% 21 All Households Suo Table 2A for listing of RaciaVEthnic Groups loon HUD-40090(05/16/91) CH AS Table- 1 A U.S.Department of Housing and Urban Development Office of Community Planning and Dovolopmont Housing Assistance Needs of Low & Moderate Income Households Comprehensive I-lousing Affordability Strategy (CHAS) Emma of.huiedlctlon(3)or Consortium: Five Yeer Period: FY: through FY: CITY OF LANSING, MICHIGAN 1992 1996 1Avk 000: {.lark one: — X�Currant Estirnalo as of:(onto(date) October 1,1991 ❑ All Households Fivo-Year Projoctod Estirnalo as ol:(enter date) ® Racial/Ethnic Group Households:(spedty)' Asian/Pacific Islander Renters Owners Household by Non-e ouse 00i -- 0n-0 ousa Typo, Income, S Housing Problems Eldorly Fna amt go ami I i1 oT r Total Rontom Ekiorly -5mal amt o ami or All OwnersHouseholds (2 to 4) (5 or more) Households HOuGehold6 (2 to 4) (5 or morn) Househoida A �6 - C D�� — (E) F G H I J 1. Very Low Income(0 to 50%) 2 With Housing Problems - --- 3. Physical Defects 4- Overcrowded - 5 -Cost Burden>30% -- - — 6. Cost Burden>50% — 7. Other Low-Income(51 to 80%) D With Housing Problems 9 Physical Dofocts ----- - 10. Overcrowded — 1 1 Cost Burden>30% --- -- 12. Cost Burden>50% 13.Total Low-Income None 14 Moderate income(81 to 95%) 15.With Housing Problems 16. Physical Defects — 17. Overcrowded - 18. Cost Burden>30% - 19. Cost Burden>50% — - 20_Middle Income Hshlds.96 l0 1M 21.All households ' See Table 2A for fisting of Racial/Ethnic Groups fonn hUD-4D090(OS/16/`)1) PART I NEEDS ASSESSMENT A. GENERAL HOUSING NEEDS SUMMARY OF MAJOR FINDINGS A substantial amount of evidence remains to justify application of assistance programs into the central city target area made up of four (4) neighborhood strategy areas. Assistance needs include rehabilitation of owner occupied and rental units, home improvements including weatherization, and rental assistance as priorities. It is anticipated that these priorities will apply over the five year period with some emphasis also given to increasing home ownership in the city. However, housing needs are currently being examined more closely to more , precisely develop goals and objectives for the future. Needs will be better understood once 1990 census data is made available, other information is provided by HUD and as the information resulting from Lansing's Housing Forum (see summary of CHAS Development Process) becomes available. DATA SOURCES Housing needs for 1992 and subsequent years included in this document are based on 1980 Census Data, the most recent HAP for Lansing (1988-1991) , input received so far from the Lansing Housing Forum and years of experience applying a successful housing assistance and improvement program. The data base currently available for analysis clearly establishes the validity of the needs presented below. It is acknowledge that updated data available over the next two years may lead to modifications in Lansing's housing needs statements and subsequently its housing program. HOUSING CONDITION Lansing has an older stock of housing, much of it concentrated within the neighborhood stategry areas in the central city, that is in need of rehabilitation and improvement to meet modern day housing codes. The current HAP (1988-91) shows that of about 54,000 housing units in the City, 4000 units categorized as substandard were suitable for rehabilitation. In the past three (3) years of program activity, about 1000 projects will have been undertaken to improve housing through the rehabilitation program. A substantial number of units remain to be improved over the next five year period. New data will better specify that number in the future. VERY LOW, LOW AND MODERATE INCOME NEED - HOUSING REHABILITATION The data included in the HAP shows that a significant number of rental housing units in need of rehabilitation are occupied by families and individuals with very low and low incomes. About 500 rental units were listed as substandard, occupied by lower income households and suitable for rehabilitation. About 360 low income rental units will have been improved through the rehabilitation program through 1991, leaving a substantial number still in need of treatment. Given the growing trend of rental occupancy in the city, new data will likely show an increase in the need to improve rental housing. No specific or reliable information is currently available to determine the need to rehabilitate substandard rental housing for moderate income groups. The HAP data does, however, show a need to rehabilitate 1296 units of owner/occupied housing for lower income groups. In the three year period about 700 units will have received treatment, leaving a significant number still to be done. No reliable information regarding the needs of moderate income owner/occupants is available at this time. RENTAL SUBSIDY NEEDS - SEVERE COST BURDEN/COST BURDEN Data regarding rental subsidy needs for low income groups is taken from HAP tables and transferred in part to CHAS TABLE IA per CHAS INSTRUCTION. Over 8200 households are identified as in need of assistance with 3/4 of that number being small family households. About 5500 households currently receive rental assistance or live in assisted housing of some form leaving a significant number still in need of such assistance. No reliable data regarding severe cost burden or cost burden is currently available by household number and type. LOW INCOME MINORITY HOUSING NEEDS While updated data is needed to accurately establish the need for low income housing for minorities, some statement of need is provided in the current HAP. A total of over 1400 low income minority households lived in housing classified as substandard in 1980. It is estimated that 35% of all improvement projects or about 380 units done over the last three (3) year period were for minority households. The need to continue efforts to improve housing occupied by low income minorities continues. The HAP also shows that in 1980 1145 minority households paid in excess of 25% of income for rent. It is assumed that this particular need has only partially been met. ELDERLY HOUSING NEED Data to establish the current need regarding housing for the elderly must be updated for meaningful analysis. It has been established by providers of elderly housing that demand for housing by this client group is consistent though adequatedly being met in the short-term. A substantial number of assisted units were built in the city in the past fifteen (15) years. . Waiting lists for such facilities probably do not reflect a shortage of housing as much as a preference to move. It should be noted that there is concern among providers that problems providing services that may be needed in association with housing (medical care, outreach programs, etc.) , and a shortage of affordable unil,ts'may occur in the future due to an aging population, rising rents, fixed incomes, reduced assistance available, and the failure to plan for future construction of additional units. SMALL/LARGE FAMILY HOUSING NEEDS HAP data separates only the rental subsidy needs by small and large family size. The need continues to be significant for both family types. Reliable information to more fully evaluate the need is not available. New sources of data will also be required to fully evaluate owner/occupant needs according to family size. NEEDS OF PERSONS WITH DISABILITIES The Center for Handicapper Affairs in 1988 estimated that 20 - 25 units for handicapped individuals would be needed over a three year period. A project completed and one under construction in that time will result in 40 assisted units for the handicapped meeting the projected need. The Center continues to receive requests from handicapped individuals seeking housing despite these gains. It is reported that many individuals are placed in housing primarily occupied by elderly persons. Younger individuals and individuals with families prefer housing facilities where occupants are of similar age and/or also raising families. More precise information regarding housing for persons with disabilities will likely be available as a result of the work of the Special Housing Needs Committee of Lansing's Housing Forum planning effort. FIVE YEAR PROJECTION - HOUSING NEEDS Available data does not indicate a significant change over the next five year period in the City's current estimate of needs discussed in this narrative. New data provided in the 1990 Census, other revised data provided by HUD and input received as a result of Lansing' s Housing Forum will be reviewed when available to reevaluate this position. HOUSING NEEDS - EMPLOYED/EXPECTED TO BE EMPLOYED New employment opportunities in the city continue to be centered in the service and retail industry. No significant industrial employment opportunities drawing workers outside the region are expected soon. New jobs in the service/retail sector will not likely generate a significant demand for low income households to reside in Lansing. Many service/retail positions are filled by younger people or lower income persons already residing in the city and region. The metropolitatn area is not so large that a change in residence is necessary to take advantage of employment opportunities currently being created in the community. B. SUPPORTIVE HOUSING NEEDS OF HOMELESS PERSONS SUMMARY OF MAJOR FINDINGS Though no reliable data exists to document specific service level needs to accommodate the homeless population, particularly by user group types, all service providers continue to report a seasonal strain on facilities and services. Based on services provided in 1990 some general needs statements regarding the homeless in the city can be made. 1. The primary demands by all user groups types is for emergency shelter. Within the last five years, the number of homeless requiring emergency shelter has doubled. 2. The need for transitional housing to accommodate the homeless for longer periods of time until permanent accommodations can be found is demonstrated in statements made by providers that stays in emergency shelters have been increasing in length. This need is particularly felt by families. 3. Shelter providers document that the single largest element of the homeless population in Lansing is comprised of single males. 4. Financial drain on providers caused by demand inhibits this ability to reserve funds for facility improvement and/or expansion. DATA SOURCES The city' s most recent CHAP (March 1991) is used to establish the needs statements and assumptions for the homeless population and the special groups made in this document. The CHAP was prepared with the input of service providers and local agencies addressing homelessness and related issues. Data provided in the 1990 Census and the input expected from the Special Housing Needs Committee of Lansing's ongoing Housing Forum will enable more accurate analysis in the future. Membership on the Special Housing Needs Committee includes special service providers, Social Service agencies, volunteers working with the homeless and others and user groups representing the special needs population. CHARACTERISTICS OF THE HOMELESS POPULATION Reliable data to estimate the number of homeless individuals, the number by type and the racial and ethnic characteristics of that population are not currently available. It is known that current service providers are addressing all homeless group types at the present time. FACILITY AND SERVICE NEEDS OF THE HOMELESS Reliable data to estimate the service needs of the homeless by type is currently not available. However, the level of service provided by a number of agencies for a wide variety of user groups in 1990 is shown in the Market and Inventory Analysis section of this document. This information may be used to demonstrate the level of service which will likely be required in the future. User groups now serviced include veterans, families, the mentally ill , alcohol and drug abusers, victims of domestic violence, runaway and abandoned youth and other individuals. Attachments included in the Market Analysis and Inventory section of the CHAS show the level of service now provided. Supporting discussion in that section highlights the degrees of comprehensiveness and coordination between these various programs. AT RISK POPULATIONS Reliable data to estimate the number of individuals that might become homeless is currently not available. QUALIFICATIONS FOR FEDERAL PREFERENCE FOR HOUSING The Lansing Housing Commission applies Federal guidelines to determine preference for housing in public housing units. An applicant qualifies for a preference if: 1. The applicant has been involuntarily displaced and is not living in standard, permanent replacement housing, or, within no more than six months from the date of certification that they qualify for a preference; the applicant will be involuntarily displaced. Verification for certification may be required by the PHA. 2. The applicant is living in substandard housing. 3. The applicant is paying more than 50 percent of family income for rent. —�— NORTHSIOE NEIGHBORHOOD STRATEGY AREA `3 WESTSIDE NEIGHBORHOOD r v} STRATEGY AREA #1 EASTSIDE NEIGHBORHOOD . / STRATEGY AREA V42 cOUTHSID— PEIGHBORHOOD I I STRATEGY AREA n4 �f - a Tr CITY of LANSING j_l NEIGHBORHOOD STRATEGY- AREAS AND HOUSING TARGET' AREAS —15— . ,SUN , 5 1991 U.S.D+partment of Housing and Urban D.v*lopmont CNAS Table 2A Office of Community Planning and Development Population and Minority.Data Comprehensive Housing Affordability Strategy (CHAS) Fare Yew Penod:(*nW fiscal yrs.) Name of Jurud=-(s)or Consortium: FY: rmxo qn FY: City of Lansing, Michigan 1992 1996 1980 Census Data 1990 Census Data i or Current Estimate Category (A) (B) I. Total Population 130,414 127,321 2. White (Non-Hispanic) 101,934 90,385 3. Black(Non-Hispanic) 17,934 23,157 4. Hispanic(All races) 8,237 10,112 5. Native American 1,088 1,295 6. Asian and Pacific islanders 802 2,263 7. Group Quarters NA NA 8. Institutional 706 NA 9. Non-Institutional 321 NA t o. Household Populaton 2,634 2,528 J i form HUD-40090 (5116r91 ju i N 5 ��� U.S.Department of Housing and Urban Development CHAS.Table 28 Office of Community Planning and Development Market and Inventory Conditions Comprehensive Housing Affordability Strategy (CHAS) Housing Stock Inventory FYwPtnod:(*nwwrutalrrt.) Name of lunaeicoon(s)or Coruordum: J'7:1992 I t»rwgn FY:1996 CITY OF LANSING, MICHIGAN Check one: _ 19 Census Current Estimate as of:(*nwr due) 1988-9 Category I Total 0 or 1 bedrooms 2 bedrooms 3 or more bedrooms (D) 1. Total Year-Round Housing 53,778 2. Total Occupied Units 52,108 3. Renter Occupied Units 22,871 4. Needing Rehab 1 ,013 5. Not Rehabbable 1,074 6. Owner Occupied Units 29,237 7. Needing Rehab 2,896 8. Not Rehabbable I 2,929 9. Total Vacant Units I 1 ,670 I 10. For Rent 1,329 11. Needing Rehab 62 12, Not Rehabbable 61 13. For Sale 341 14. Needing Rehab 34 15. Not Rehabbable 34 16. Awaiting Occupancy or Halt! - 17. Other - form HUD-40090 (6r1 An 'CHAJ Table 2li U.S.Department of Housing and Urban Development JUN Office of Community Planning and Development Assisted Housing Inventory Comprehensive Housing Affordability Strategy (CHAS) Five Yew Penod:(enter fiscal yrs.) Name of Junsdlcoon(s)or Conaroum: '' 1992 �1f°4": 1996 CITY OF LANSING, MICHIGAN Current Estmateas of:(enwdate) 8 91 Total Stock and Inventory Category Total _ SRO 0 or t bedrooms 2 bedrooms 3 or more bedrooms (A) (g) (C) (D) (E) 1. Project Based Tenant Assistance 4,966 2. Public Housing 935 3. Section 202 I 52 4. Sedan 8 1,146 5. Other HUD 2,833 6. FmHA 0 7. Tenant Based Tenant Assistance 607 8. Section 8 607 9. Other State/t_ocal NA 10.11omeowner Assistance NA • �S form HUD-40090 (5116191 PART 2 MARKET ANALYSIS AND INVENTORY A. GENERAL MARKET CONDITIONS POPULATION/HOUSEHOLD SIZE Both Lansing 's population and household size continue to decline. The decline in population in the city as opposed to the increase in regional population indicates some outmigration to suburban and rural areas. The region is small enough and served well enough by streets and highways to allow for residential development in nearby suburban communities and a population that is able to commute daily to work in the city. The decline in household size reflects a national trend and indicates a preference for smaller families, single living and an increase in the age of the population with elderly households with no children. HOUSING INVENTORY Lansing currently has about 54,000 housing units. The number of units has increased only slightly over the past five years due to a combination of factors. 1. Much of the new residential development has occurred in nearby surrounding communities indicating a demand by consumers and developers for suburban or rural residential settings. Vacant developable land, a diminishing resource in the city, is also more available in surrounding areas. 2. Substantial housing units not able to be rehabbed have been removed by the city. An agressive code enforcement program has also led to the removal of slum properties. 3. Public projects, such as street widenings or highway projects and private business expansion also has contributed to removal of housing units. 4. Few publically assisted new housing units were constructed during the 1980's as Federal funding for such projects was unavailable. Despite this fact, a substantial number of assisted housing units built in the 60's and 70's are well maintained in the city. The city has 3/4 of all assisted housing in the region. Given the constant number of housing units, the market can be described as stable. HOUSING SUPPLY - RENTAL Though 1990 Census Data is not yet available, best estimates indicate the 45% or about 24,300 of Lansing's 54,000 housing units are rental properties. The increase in rental properties as a percentage of the total number of housing units continues in the city as single family homes are converted to income properties. The large, older stock of housing in the central city is particularly attractive for such use. Most apartment units have one and two bedrooms. The stock of rental housing in the city is generally in good condition. Housing condition surveys indicate that 90% of the rental housing stock is in standard condition. Another 6% is placed in a category of requiring maintenance or suitable for rehabilitation. On average, rents generally range from $300 - $400 per month for efficiencies or one-bedroom units, $400 - $500 for two bedrooms and $500+ for three or more bedrooms. A typical single family home rented in a residential setting would cost between $500 - $800 per month. There are few rental units below $300 per month available. Records maintained as part of the City's Community Development Block Grant Program show that the average cost of rehabilitating a 1 or 2 bedroom rental unit in the city is $7,500. Acquisition of a 1 or 2 bedroom unit would average about $20,000. The average cost of constructing a two bedroom apartment unit in the city is between $25,000 - $30,000 per unit. The vacancy rate for rental housing in Lansing is consistently at or below 5%. Conversion of assisted rental housing over to ownership condominiums has not occured in Lansing since 1980. There is no indication that conversion will occur over the next five (5) year period. Efforts are being made to transfer ownership of public housing units, particularly scattered site single detached units for large families, to current eligible tenants. Quality affordable rental housing in the city is available. The stock of affordable rental housing is likely to continue to be available for the following reasons . 1. A substantial number of assisted rental units were constructed in the city over the last twenty-five years. The units are for the most part well maintained and managed. 2. Almost all the city's supply of public housing has been renovated and improved using Federal rehabilitation funds over the past ten (10) years. Continued renovation is expected. 3. A large supply of affordable rental housing is managed and maintained by the private sector. It is required by the city that all rental units be registered every two years. The registration process includes housing inspections. All units must meet basic code requirements. 4. Recent studies show that Lansing rates highly in the affordability of its housing. 5. Efforts continue to maintain the number of vouchers and rental certificates available for housing rent assistance. Additional vouchers and certificates will be requested through the Public Housing Commission and State Housing- Authority. 6. The city encourages an assisted housing component when new private construction takes place. It is not expected that substantial numbers of new assisted rental units will be constructed in the future. Lansing continues to assume its share of responsibility for assisted housing in the region and will work to maintain what currently exists. Efforts to decentralize concentrations of low income households and minorities suggests the need for a more regional approach to providing assisted rental housing for all user groups. HOUSING SUPPLY - OWNER/OCCUPIED About 29,300 owner occupied housing units exist in the city. A typical single family home would be a one or two level structure with three bedrooms able to accommodate large or small families. The most recent housing survey in the city shows that 80% of the owner occupied housing is in standard condition. Another 14% is considered in need of maintenance or suitable for rehabilitation. Assessor records show that on average the value of an existing single family home in Lansing ranges between $45,000 - $50,000. A recent survey indicates that Lansing rates highly in the affordability of housing; and that housing is a value relative to national , state and even regional housing costs. Records maintained by the Community Development Division show that the average cost of rehabilitating an owner occupied single family housing unit is $9,500. Acquisition of such a unit (usually in substandard condition) averages about $30,000. Construction of a new single family unit averages between $50,000 and $60,000 depending on size and location. The vacancy rate for housing in the city is consistently at 5% or less. The outlook for quality and affordable home ownership in the city is mixed. (1) While a stable stock of housing is available, the trend continues for owners to convert their homes to rental property rather than sell at a price deemed too low. (2) An agressive planning and code compliance effort on the part of the city means that housing and neighborhoods. will likely be maintained at a standard level and value maintained. (3) Housing in Lansing will likely continue to be a good value given the cost associated with new construction taking place in surrounding communities. The cost of a home in the city is comparatively lower. (4) The city has as a priority directed rehabilitation efforts to maintain and upgrade its older stock of housing. CONCENTRATION OF RACIAL/ETHNIC MINORITIES AND LOW INCOME The four (4) Neighborhood Strategy Areas where Lansing's housing improvement projects are applied as a priority are characterized by concentrations of racial minorities and low income residents. The attached map shows the four areas. The table below provides a breakdown of minority population and low income persons by Census Tract in the NSA's. These figures will be reexamined,. updated and refined as 1990 Census Data become available and/or other more precise data becomes available. CENSUS TRACT 1980 MINORITY LOW INCOME POPULATION POPULATION (%) POPULATION (%) 1 2466 575 (23%) 881 (36%) 2 1559 634 (40%) 846 (54%) 3 2872 1136 (40%) 1340 (47%) 4 3683 1281 (35%) 1340 (36%) 5 2071 1203 (58%) 874 (42%) 6 2519 742 (29%) 1112 (44%) 7 3101 1018 (33%) 1593 (51%) 8 3929 2178 (55%) 2396 (61%) 9 1876 292 (16%) 864 (46%) 10 pt. 537 60 (11%) 210 (39%) 11 4126 735 (18%) 1964 (48%) 12 2622 831 (32%) 1489 (57%) 13 1641 564 (34%) 1050 (64%) 14 211 45 (21%) 106 (50%) 15 2327 2014 (87%) 1540 (66%) 16 1497 1299 (87%) 406 (27%) 19 729 195 (27%) 348 (48%) 20 4783 1565 (33%) 2607 (55%) 21 2538 1087 (43%) 1194 (47%) 24 3792 544 (14%) 1351 (36%) Total 48,879 17,998 (37%) 23,479 (48%) Source: 1980 Census Data �z Sd32IV A531VKS 000HKMIR y ONISNVI 10 AL10 ZD'rS 1i Eo•Es zs - PIVOT_ lS �tZ. - � � �I !� � F to•�E _ sz L ozoZ LE Zo'9E F • r I '� = 2a i nDa1�a2 LO•�y pooy.aogpD LaN ap�Sy;nO3 , LO'6Z gZ DOOL.IOQUDLaN aDLSZS23lzr I ZO'Lt. I_ 0E OX:. •:: � ,�.�'�. :.,..: :.;:;:::� �� :-:�;� pooy.:ogyD LaN ap�s_saM l0'EE ZE I poou.�OQND LaN aD�sq:-SON siovaL snSN=3 1 INVENTORY OF FACILITIES AND ASSOCIATED SERVICE PROGRAMS FOR SPECIAL HOUSING GROUPS The following inventory was prepared in March 1991 as part of the City's CHAP submission: Facility/Agency Services Provided Service Population Housing Resource Provides emergency housing Families , elderly, Center assistance for guaranteeing veterans , single security deposits, back rent individuals guarantees , delinquent mort- gage guarantees and back rent , delinquent mortgage payments , to mitigate an increase in home loss and rental evictions . Salvation Army Provides referrals of home- Families and single less to stay overnight in individuals ( veter- motels who have been ad- ans ) . vanced money for that pur- pose . City Rescue Mission Provides overnight shelter Single men, women for men, women and children. and children (veter- ans ) . Justice in Mental Provides a drop-in center Mentally ill street rIealth for mentally ill street peo- people and other ple and other mentally ill mentally ill . unwilling to use the servic- es of Community Mental Health by offering peer sup- port, role modeling and re- ferral to other human ser- vice providers . Economic Crisis Provides emergency housing Families Center for families by offering temporary residency up to three weeks with a shelter capacity of 28 individual family members . Loaves and Fishes Provides overnight shelter Single men and women for single women and men and (veterans ) . has a maximum bed space of 9 . Volunteers of Amer- Provides overnight shelter . Single men (veter- ica for single men. ans ) . Facility/Agency Services Provided Service Population Council Against Do- Provides protective emergen- Battered women and mestic Assault cy shelter for battered wom- their children. en and their children and has bed space capacity for 30 . Cristo Rey Provides vouchers for place- Families and single ment in motels when the individuals , primar- shelters are full . ily Hispanic . Red Cross Provides vouchers for place- Families and single ment in motels when the she- individuals (veter- lters are full . ans ) . Community Service Provides services in a day- Street people ( vet- and Referral Center time resource center for a erans ) . warm place , phoning assis- tance for permanent shelter and referral to other human services . Harvest :louse Provides daytime and evening Street people - pri- services lasting until elev- marIly, prostitutes en at night, and counseling, and drug addicts but , specializes in serving ( veterans ) . prostitutes and drug abusing street people; and home placement for youth and street . Community Mental Provides residential servic- Mentally ill adults Health es for mentally ill adults and children and and children under 18 years developmentally dis- of age , as well as develop- abled. mentally disabled. Provides day services to mentally ill adults and children and the developmentally disabled. Ingham County So- Provides emergency needs Displaced Social cial Services services for persons that Service eligibles are homeless , those receiv- ing court ordered evictions, and those displaced by con- demnation actions . Advent House Provides daytime services Street people. for homeless persons . Facility/Agency Services Provided Service Population Gateway Community Operates a short term and Youth S e r v i c e s long term rental facility (Crossroads) for youth and offer counsel- ing services . Veterans Admini- Assist veterans who utilize Veterans stration services of the other shel- ter/housing providers . Number of Number of People N1gnLS V1 1-5.11 People Served Referred Out Provided Needed Relat ed Salvation Army 28 42 Economic Crisis Center 538 1 ,053 7,828 15,268 (14 .5 Avg. ) Daytime Resource Center 1 ,874 154 (CSRC) Loaves and Fishes 465 1 ,909 3,417 13,935 (7 . 3 Avg . ) Cristo Rey Community 542 520 soup kitchen, homeless meals 3,900 Center Volunteers of America 2,552 4, 118 (1 .6 Avg. ) Housing Resource Center back rents, mortgage payments for families ] INun 415 121 Harvest House 2,080 1 ,090 Gateway Community Center 360 City Rescue Mission 8,629 chapel services,meals lodging 49 ,974 Advent House 92 1 ,915 served 10,400 meals (20 .8 Avg. ) Community Mental Health 233 Residential Services Ingham County Dept. of 2,808 304 Social Services (Emergency Services) Counsil Against Domestic 854 154 crisis shelter calls Assault 1 ,611 American Red Cross 2,671 3,561 (1 .3 Avg• ) Service level for 1990 Lansing' s Strategy A I-latching needs with services As with any strategy, the ability to provide the services necessary to meet the needs of the homeless is contingent upon having adequate resources . However, due to the inadequacy of resources , constant networking is required with government agencies and among the providers . Such networking is essential to maximize the limited resources available and to utilize a coordinated, cohesive referral process . Examples of networking are : 1. . The Mayor has established a housing task force chaired by the Planning and Municipal Development Director , which will also address homeless issues , as a component of a Child and Family Partnership Program. Its purpose is to develop a comprehensive , five-year housing strategy for Lansing. 2 . Evolving from a Housing Action Clearinghouse process, homeless referral procedures have been designed to provide a vehicle for ongoing communication to assure linkages exist to fill the gaps in services . When problems and/or needs are identified by anagency� ies) or new resources are identified, the Human Resources Director convenes a meeting to facilitate decisions, bring about -oroblem resolution, and/or develop a strategy for accessing/acquiring the resources . 4 . The Human Resources Department serves as the liaison and referral agent to Human Service Providers when persons have been displaced by code enforcement actions . 5 . The most critical of the networking strategies is the referral_ process developed for services delivery. This system was created to ensure that existing resources are used effectively and assure that persons requiring emergency shelter can receive it, in the following ways : a) For persons requiring shelter during the day, access into the system transpires in multiple ways : walk-ins; referral from government agencies, especially, referrals from/to D. S.S. ; referral by other human service provid ers ; and referral by other housing/shelter providers . Some persons, in fact, may have been placed in motels at night until they could see an Emergency Needs caseworker at D.S .S. or the availability of bed space in one of the shelters checked. In addition, the daytime centers, such as , Harvest House, Justice in Mental Health' s Center , and the Community Service and Referral Center ' s - Daytime Resource Center , as well as, the twenty-four hour services of Economic Crisis Center, Community Mental Health, Red Cross , Volunteers of America and The Rescue mission, provide opportunities for persons to receive temporary shelter , as well as , to socialize , and./or receive counseling, and/or receive a meal, and/or locate permanent housing. The daytime centers service of phone use and contact for locating permanent housing, which is also a service rendered by the Housing Resource Center , is critical. One of the overnight shelters , Loaves and Fishes, require the tenants to .leave during the day to seek permanent housing. If it is not possible to attain housing, the individuals can return for additional overnight bed space . b) For persons, who are seeking shelter during the night and on the weekend, the American Red Cross serves as the primary central intake agency. In addition, they serve as the primary referral agency at night. Every effort is made by them to place the individuals and families in one of the shelters . If their efforts fail , they place them in a motel . During the day, through Red Cross and the other service providers , the daytime process continues. They, also, refer the person( s) to D. S . S. by 7 : 00 a.m. Another agency is very active at night. Harvest house , through its minister/director is busy on the streets of Lansing ministering to prostitutes and/or homeless street people to convince them to visit the Harvest house Center or another agency during the day. Harvest House volun teers have been taken homeless people into their homes . One such young man was referred by the Human Resources Department to Harvest House for such a placement. 6 . Advent House provides two single family homes for temporary shelter of homeless families , along with counseling, referral and advocacy for other services needed by the families . A business was developed, a bakery, as a separate corporation involving homeless individuals, using the kitchen at the Presbyterian Church, the creator of Advent House . 7 . Gateway Community Services created and maintains a shelter for homeless youth, until they are employed and have a means to pay rent to be transitioned into their own independent living home. B. Latching Needs of Various Populations ' Lansing' s strategy is not only cohesive , but is also comprehen sive . The needs of each segment of the population are consid Bred. No one has been ignored in the strategy. Regarding service to veterans , the agencies have expressed a deep appreciation to the Veterans Administration for the services Lendered by a person assigned to work part-time with them. He and they have found this relationship invaluable in identifying homeless veterans and getting them accessed into the system of services which the Veterans Administration administers. A great deal of concern and creative strategies are being initiated to address the problems of the homeless mentally ill. These individuals and substance abuse addicted persons require more specialization of services than shelter . In addition, to the direct services offered by Community Mental Health to mentally ill persons , this agency has , also, established a program, which assigns Mental Health staff to schedule time at the shelters , the mission, and daytime centers . This service was essential, because staff of these agencies were having to eject persons exhibiting disruptive behavior. Justice in Mental Health provides daytime services to mentally ill persons by operating a drop-in center for these persons with assistance of a volunteer organization, Oasis Fellowship. Another agency meeting this need is Harvest House . Elderly persons , who are homeless, but, are not street persons receive assistance and referral services from a number of agencies , but, primarily the Tri-County Office on Aging, who refers to all of the elderly housing complexes . In addition to being a major housing provider for the elderly, the Lansing Housing Commission, likewise, is a major referral source as is the City of Lansing' s Office on Aging. As it pertains to service of elderly street persons, the homeless serving agencies assist them as they would other individuals . Regarding service to families, the agencies providing assistance are: 1 . Housing Resource Center - through its clearinghouse, mortgage counseling - mortgage default - and mortgage payment programs, security deposit - default/payment program, and referral services. 2 . The Landlord' s Associations , also, provide clearinghouse and referral services . 3 . The American Red Cross , Cristo Rey, and Salvation Army provide vouchers/payments for temporary motel placements , as well as , referral services . 4 . The Economic Crisis Center and Advent house are the only agencies which provides emergency shelter to homeless families with children. In recognition Of the critical need of this service, the City of Lansing offered and provided funding to have them reopen their doors , approximately five years ago, even though their shelter is in E. Lansing. Funding of this agency has continued since that time and a larger house has been purchased also located in E. Lansing. With the number of homeless families increasing, the need for additional bed space for families has become apparent. In the interim, the agency refers the families to the Red Cross and D.S. S. S . For battered women and their children, the Council Against Domestic Assault is the primary agency accommodating this population. 6 . Critical , to meeting the needs of families , is the Department of Social Services. Since most of the homeless are low-income, D. S .S . eligible families , this agency is pivotal to resolving homelessness . If homeless families do not access the system of services with this agency, majority of them will ultimately be referred there by other. agencies . However , State cuts in A. F. D. C . payments and General Assistance may further compound the homeless problem. I . The mission is seeking a zoning variance to open two homes , one for single women and the other for women with children. Additionally, D. S . S . is central to meeting the needs of individu- als . Here , too, the single individuals, if not eligible for General Assistance , are probably borderline . These other agencies serving individuals are Loaves and Fishes , Volunteers of America, The Rescue Mission, Salvation Army, etc. Likewise, these agencies serve as receivers of referrals from each other and D.S.S . Red Cross , also, serves homeless singles . Single men comprise the bulk of the group of individuals needing service and being served. Volunteers of America serves only men. While The City Rescue Mission serves women, its primary service group is men. Loaves and Fishes is the agency providing more of a balanced service to both single men and women. Agencies which provide motel vouchers or motel payments , also, serve single men and women. The daytime centers of Harvest house and the Community Service Referral Center ' s - Daytime Resource Center, primarily serve single men and women. It , therefore , is abundantly apparent that Lansing' s governmental and non-governmental, human service agencies have joined farces in addressing the needs of its homeless population. IMPLICATIONS OF MARKET CONDITIONS FOR HOUSING PROGRAMS AND STRATEGIES RENTAL ASSISTANCE PROGRAMS 1. The City will likely seek to encourage retention of the existing number of assisted rental units despite the disproportionate number located in the City relative to the region. 2. The City will maintain the majority of its public housing to serve the very low income and special service groups. 3. The low income need will be addressed in the future by seeking additional Section 8 certificates and vouchers and applying them to the large stock of rental housing in the City. 4. The City will seek to slow or reverse the growing percentage of rental housing in the City and use new Federal initiatives to promote home ownership. 5. The City will use code compliance in conjunction with rehabilitation funds to maintain and improve the stock of rental housing. NEW CONSTRUCTION 1. The City will work with developers to develop new housing in the City to take advantage of Lansing's "affordable" housing value. 2. The City will seek only a modest increase in new assisted housing by encouraging an assisted housing component in association with private development in areas of the City without minority or low income concentrations with assisted housing for the elderly and handicapped- as a priority. REHABILITATION 1. Rehabilitation and improvement of rental and owner occupied housing will continue to be the highest priority to maintain the large stock of older housing in the City. It is anticipated that most of the City's resources will be directed toward this prime objective. HOUSING FOR SPECIAL NEEDS 1. The City will encourage existing agencies and promote entities to continue to meet the needs of the homeless in existing facilities, and will continue to direct its McKinney entitlement share and general fund money primarily for operational assistance to these providers. 2. The City will encourage new private development to p-rovide additional housing for the elderly and handicapped. 3. The City will promote home ownership to special needs groups through its work with non-profit corporations , application of the homesteading program and utilization of new Federal initiatives for home ownership in an effort to take advantage of the affordable housing stock. SECTION II FIVE YEAR PLAN CHAS Table 3 JUN 15 Iggi U.S.Deparlment of dousing and Urban Developmant Office of Community P lensing and Development Priorities for Assistance CHAS Comprehensive Housing Aflordability Strategy ( ) 5-Year Plan Nam"d.kris Five Year Period:(enter fiscal yrs.) CITY OF LANSING, MICHIGAN FY: throughFY: 1992 1996 Renters ners Activity Elderf)I First-Time Homebuyers _ Other Persons I tt 2 Member Small Related Large Related All Other Existing With Children NI Others Homeless with Househdds (2 b 4) (5 or more) Households Homeowners Persons Special Needs A (ClE. F G H Very I. Modemlis Rehabilitation I Acquisition 3 2 1 3 1 1 2 — 2 3 — Low-Income Persona 2. New Construction,Subsan1W 3 2 1 3 1 1 2 2 3 Rehab kadw.Reiaad Inlrasttuo " _... 3. Renal Asslslt 11" 3 2 2 3 2 3 1 1 4. Homebuysim Assistance _ 5. Support Facilities and Saslow 3 3 3 3 3 3 3 2 3 Otfier a. Moderate RehabiYtation I Acquisition 3 2 1 3 1 1 2 - Low*w,ome Persons 7. NewConarucdon,Substantial 3 2 1 3 1 1 2 2 3 -- Retobikadw,Petaled Infrasrucbmi _ — !f. Penal Assistance 3 2 2 3 2 3 9. Homebuyem Assistants 1 1 10.Support Facilities and Services 3 3 3 3 3 3 3 2 3 PART 3 - STRATEGIES PROCESS UTILIZED TO DEVELOP STRATEGIES AND PRIORITIES Priorities for housing assistance established in CHAS Table 3 are based on the determination of need established in Part 1 and the market analysis and invenorty presented in Part 2. Other criteria were also applied in developing priority choices. a. The likelihood of achieving basic goals and objectives for housing in the city. b. The capacity of the city and other housing providers to deliver housing assistance. C. The feasibility in carrying out specific actions in a timely manner. d. The potential for receiving various sources of funding. e. The level of funding. IT IS ACKNOWLEDGED BY THE CITY THAT PRIORITIES ESTABLISHED FOR THE FIVE YEAR PLAN ON CHAS TABLE 3 FOR THIS SUBMISSION WILL LIKELY BE MODIFIED IN THE FUTURE AS BETTER DATA BASE IS AVAILABLE TO DEFINE AND EVALUATE NEEDS. SUBSEQUENT CHAS SUBMISSIONS DUE ANNUALLY WILL BE AMENDED AS REQUIRED. IT SHOULD BE NOTED THAT THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT HAS ACKNOWLEDGED THAT THE FIRST YEAR CHAS SUBMISSION IS CONSIDERED TO BE P. CAPACITY BUILDING EFFORT DUE TO THE UNAVAILABILITY OF DATA WHICH IS LIKELY TO BE PROVIDED NEXT YEAR. PRIORITIES AND PROGRAMS 1. Moderate priority is given to providing moderate and substantial rehabilitation assistance and rental assistance to small family very low income and other low income rental households. The priority is ased on the significant numbers of older rental housing units still in need of improvement and the demand for assisted and/or affordable housing by low income groups. The strategy is given second priority due to the large stock of one and two bedroom public housing and assisted housing units already available in the community and the relative mz)re critical need to provide similar assistance for large families. Identified programs anticipated to be available to achieve this priority include CDBG, the HOME program, Public Housing CIAP and Section 8 funds from the State Housing Authority will also result in moderate and substantial rental unit rehabilitation. Private initiatives by non-profit cooperatives and the participation of private lenders are also expected. Rehabilitation programs will primarily be applied in the four neighborhood strategy areas where rental housing in need of rehabilitation is located. Programs will also be directed city-wide where decentralization of low income and minority households can be achieved and in emergency situations. Beneficiaries of programs will also include minority households and other households meeting the local Public Housing preferences for assistance. 2. High priority is given to providing moderate and substantial rehabilitation assistance to large family very low income and other low income rental households. Moderate priority will be given to providing rental assistance to this housing group. The need has been established that rental housing that is affordable for large families is somewhat difficult to provide. A substantial number of large older homes converted to rental use but in need of rehab are available for use. Programs to be utilized to meet this priority include CDBG, HOME, Section 8 Rental Assistance and State Housing Authority programs. Programs will be directed to the four NSA's where the larger older homes are located. Rental assistance will be directed to public housing sites throughout the city and in other approved housing. Beneficiaries of programs will include low income households, minority households and other households meeting the local Public Housing preferences for assistance. 3. High priority is given to providing moderate and substantial rehabilitation assistance to existing very low and other low income homeowners. A substantial number of substandard low income owner/occupied housing units suitable for rehab exist in the central area of the city. Assistance for rehabilitation of owner/occupied units for low income households has long been the cornerstone of Lansing's housing program. It is critical to maintain owner/occupied units to slow or reverse the growing rental trend. Programs to be applied in support of this strategy include CDBG, HOME, and MSHDA programs. The efforts of local non-profit organizations and local I ending institutions may also result in some owner/occupied rehabilitation. Program application will take place primarily in the four NSA's. Beneficiaries of programs will be low income households. 4. High priority is given to providing assistance for very low and other low income first time home buyers with children to increase the percentage of owner/occupied housing in the city, reduce the increase in rental units and take advantage of the affordable number of housing units. Some new construction will also be pursued to accomplish decentralization of the low income and minority population. Utilization of homes for large families also addresses the difficulty of finding rental facilities for that part of the housing population. Rehabilitation assistance may also be combined with homeowner initiatives. Programs to be applied to meet this priority include CDBG, HOME, HOPE 1, 2 and 3 and the MSHDA Single Family New Construction and Existing Program. The programs will be applied city-wide. Beneficiaries will include low income households. 5. Moderate priority is given to providing assistance for first time home ownership to other low income households such as single individuals or households without children. Creation of homeowner opportunities is intended to increase owner/occupied housing in the city and reverse the trend of a growing rental market. Home owner opportunities may also be combined with rehabilitation assistance. Programs to be applied city-wide are the same as noted for eligible first time home buyers with children. Beneficiaries are also the same. 6. Moderate priority is given to providing assistance to address the homeless population. Shelter providers are in need of both operational assistance and assistance to maintain and rehabilitate facilities. Operational funds are also important for support facilities and services. Rental asistance will also be provided particularly to house families in an effort to reduce the homeless population. It is acknowledge that better data is needed to evaluate more precisely the needs of the homeless and levels of supportive services required. Modification of priorities may occur once sufficient data is available. Programs applied to meet the above priorities include ESG funds through the McKinney Act and .Section 8 for rental assistance. Beneficiaries will be the homeless population. 7. Lower priority is given to provide rental housing assistance to elderly households and all other households not noted above. Lower priority is also given to other persons with special needs. Lower priority is assigned at this time for the following reasons: a. Relative need of other household groups. b. Incomplete data to establish and calculate need. C. Level of service already provided as noted in the Market Analysis and Inventory Section. Changes in priorities may shift as more complete data is available for better evaluation. Lower priority is given at this time to provide funds for support facilities and services for household populations other than the homeless. There is insufficient data available at this time to determine relative need, evaluate inventory and identify resources available. The input of the Special Housing Needs Committee is necessary to further evaluate support facilities and services. RESOURCES AND PROGRAMS - FEDERAL 1. COMMUNITY DEVELOPMENT BLOCK GRANT CDBG funding will support the ongoing rehabilitation, home improvement, weatherization and code enforcement activities in the form of loans in the Neighborhood Strategy Areas (NSA' s. ) . Funding for emergency energy conservation and weatherization measures and emergency repairs of substandard housing conditions related to city codes and the health, safety and welfare of the occupants will be allocated to low income households residing in the city but outside the NSA. At least 70% of funds will be directed to and for low income households. 2. SECTION 8 PROGRAMS All available Section 8 programs will be applied for rental assistance and managed by the PHA and State Housing Authority. 3. HOME PROGRAM The new initiative will be applied for rehabilitation, acquisition, tenant assistance and home buyer assistance to the benefit of low income households. Programmatic and organizational details related to the program must still be defined. 4. HOPE PROGRAMS (1, 2 & 3) The three new initiatives will be applied to promote home ownership. Organizational details remain to be worked out. 5. EMERGENCY SHELTER GRANT Entitlement ESG funds will be utilized for rehabilitation of shelter facilities. 6. PUBLIC HOUSING CIAP The Lansing Housing Commission has applied for funds to continue rehabilitation of the city's stock of public housing. PUBLIC RESOURCES - STATE Michigan State Housing Development Authority programs include the following: 1. Moderate Rehabilitation Loan Program - Loans for Rehabilitation of rental units for low and moderate income households are provided. 2. Weatherization Program - Owner/occuppied and rental home improvements for energy conservation are to be funded in combination with local private lending institutions. . 20% of available funds go to low income households. 3. HIP, NIP, CHIP Programs - Rehabilitation funds for low and moderate income households are provided. 4. Acquisition and Rehabilitation Funds - Rehabilitation funds for low and moderate income households are provided. 5. New and existing Single Family Mortgage Loan Program - Home mortgages are provided to low and moderate income households. 6. Neighborhood Builders Alliance - Grants to neighborhood organizations are provided for rehabilitation of owner/occupied and rental units for low and moderate income households with some emphasis given to the elderly. PUBLIC RESOURCES - LOCAL 1. General Fund Contributions - The City of Lansing contributes from its annual general fund operational support for local , private and public agencies that provide housing and housing services to various household populations in the city. (See Market Analysis and Inventory Section. ) 2. Rehabilitation Marketing Program - The City of Lansing has undertaken a marketing program for housing rehabilitation through radio, newspaper articles and door-to-door distribution of information materials to the residents of housing target areas. PRIVATE RESOURCES 1. Local lending institutions working with the city, state and non-profit corporations have committed funds for housing programs in the community. Public sources of funding are used in combination with private loans to accomplish goals and objectives. 2. Five non-profit housing corporations working with the city, state and lending institutions are involved in housing rehabilitation efforts in the city. ORGANIZATIONAL STRUCTURE The City's affordable and supportive housing strategy is carried out by the City agencies , other public agencies, non-profit corporations, neighborhood organizations and other private agencies. The combined resources of these entities are currently being united in Lansing's Housing Forum to develop a better understanding of housing needs and issues and develop a more efficient delivery system. City Organization Primary responsibility for housing programs rests with the Department of Planning and Municipal Development under the policy direction of the Mayor and City Council . The three divisions of this department, Planning, Development and Building and Safety are responsible for strategy formulation and program application management and implementation. The Department is also responsible for coordinating application of Federal and State funding programs in the community with other City agencies, Federal , State and other local agencies and private entities concerned with housing and housing services. The Dept. of Planning and Municipal Development and the City's Human Resources Department are responsible for coordinating special housing activities and human services activities related to housing in the city. A full description of activities and agencies involved in those activities is included in the Market Analysis and Inventory section of this document. The Lansing Housing Commission is responsible for management and maintenance of public housing. It is also the local clearing house for Section 8 assistance. STATE HOUSING AUTHORITY The State through its Housing Authority works directly with the City, local service agencies, non-profit corporations, neighborhood organizations, and private individuals to apply housing programs it sponsors. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT HUD works with the City, State, developers and private entities to apply its housing programs in the City. SOCIAL SERVICE AGENCIES State and local social service agencies work with public agencies and directly with clients to find housing and supportive programs related to housing. Agencies and activities are listed in the Market Analysis and Inventory Section of this plan. NON-PROFIT CORPORATIONS Lansing currently has five non-profit corporations working with governmental entities and private lending institutions to provide affordable housing through rehabilitation. NEIGHBORHOOD ORGANIZATIONS A network of neighborhood organizations, many of which coordinate activities through Lansing's Neighborhood Council , work with the City, State and other agencies to plan and implement housing programs. LENDING INSTITUTIONS Several private lending institutions in the community have pledged to assign funds for loans in conjunction with Federal , State and local and other private resources to implement housing goals and objectives. Lending institutions also utilize administrative expertise- to process applications assisted for loan and mortgage programs sponsored by Federal , State and local agencies. COORDINATION OF RESOURCES Housing assistance providers, program coordinators and agencies providing housing support services have in the past attempted to coordinate resources-. Through formal and informal contact, housing action clearinghouse committees have existed in the community in one form or another with varying success at coordinating activities. The City has also utilized the CDBG process and required planning documents (HAP, CHAP) to evaluate needs and establish comprehensive goal priority statements. The Mayor of the City has recently established the Lansing Housing Forum in part to promote better networking among housing and housing service providers. (See introduction. ) The Comprehensive Housing Affordability Strategy, will constitute a blueprint for housing activity for the future. It is expected that the document will be improved to reflect most housing issues in the city more accurately once a better data base is available for evaluation. Lansing's Housing Forum and a planned Housing Market Study, both expected for completion next year, will result in better information for analysis to assist in strategy forumulation. GAPS IN HOUSING PROGRAMS AND DELIVERY SYSTEMS/POSSIBLE SOLUTIONS Several shortcomings with regard to formulating and implementing housing programs in the City have been identified. 1. Obsolete data base - The need for updated information is apparent. The problem will be addressed as 1990 Census data is made available and the work of the Housing Forum completed. A Housing Market Study will also be available in 1992. 2. Lack of knowledge regarding new Federal initiatives (HOME, HOPE) Rules and Regulations are not yet available to allow for mobilization of programs. Many questions related to the initiatives remain. The problem will be solved with adequate training once rules and regulations are presented. 3. Uncertain funding levels - Funding levels for existing and new program initiatives are usually not known when the planning process is taking place. Assumptions made based on past experience can address existing programs. No solution exists for new initiatives. 4. Lack of coordination among programs and providers. The sheer number of ongoing activities, the varying groups to be served and the large number of agencies and entities involved in housing and housing services makes coordination and comprehensive planning difficult. Lansing's Housing Forum is an attempt to address this problem. The CHAS process may also be useful in the future. 5. Lack of knowledge of assistance by intended recepients. Outreach activities are needed to make potential recipients aware of housing and housing service opportunities. BARRIERS TO AFFORDABLE HOUSING Insufficient data is available at this time to identify barriers in the community that may serve to diminish the possibility that affordable housing will be provided. It should be noted that Lansing has assumed its responsibility in serving the needs of a wide variety of groups needing affordable housing. This suggests that few barriers exist. However, the Lansing Housing Forum includes the Lansing Housing Affordability Committee to evaluate this possibility. The mission of the Committee is to identify barriers and opportunites affecting housing affordability and how that may affect public policy related to housing. Of particular concern are zoning ordinances, building codes, code enforcement procedures and charges, land use policies, taxes and other regulatory tools which may add to the cost of Housing in Lansing. The findings of the Committee will be available in 1992. SECTION III ONE YEAR PLAN r�AS Table 4�5A �:�� U.S.D+partment of housing and Urban Development JU�d I office of Community Planning and Development 4nticipated Resources & Plan for Investment Comprehensive Housing Affordability Strategy (CHAS) r1Te ol ')°' CITY OF LANSING 1992 — Ankipated resource+expocW to be oomn iWd lo pro}ects/aclivities during FY ($000's) Fu"D9 Souroe Mate Expect Fed"Funds Autardd to be Avabbla to Commit tab quIsrUon Tenant ew ome yen fanning �upQort rating or to ba Awarded Assislar" Consiniction Assistance Granes Services Costs b JudedicOm (A) (g) (C) (D) _ (E) (F) (G) (H) h) (o) 1• Home 750 750 575 100 25 0 50 2. :H": 1 250 250 0 0 0 250 0 0 3. 2 250 250 0 0 0 250 0 0 4. Hope 3 250 250 0 250 0 0 / Al 5. CDOG 1300 1300 0 300 100 0 100 O 6. DOEAXhar Energy Prg. NA 0 ' 0 0 -- 7. Other (ib) B. 9. Subtotal-Housing 2800 2800 1375 400 125 0 900 0 0 0 10.CDDG(Wmelan) 0 0 0 _ 0 0 0 — 0 11.ESG 35 35 35 0 0 0 12.Penn.Housing for NA 0 0 0 0 0 0 — Handicapp+a►d 13.Transitional Housing NA 0 0 0 �/ O 0 0 / 0 14. Shelter Plus Caro NA 0 15.Other 16. -- ----- - — 17. 1 B.Sublotal- Homeless 35 35 35 0 0 0 0 0 0 0 Ann n 900 0 0 0 ticipatod resour m i c mmit b profectNacliwoex dump FY (5O005) Funding Source Antic+PaiO Expect Be Nita Acquisition Tenant New Home Buyer Planning SupQort Operating to be Available to Commit Asaisttrx a � mice Grants Services Costs Non-Federal Funds (A) A (C) (D) (E) (F) lG) Itt1 (11 (J) State Funds(S clty) 41. MSHDA 800 800 500 250 - 0 50 0 0 —_ 0 0 -.- 42• �uiTderrsh�Q�ianc 25 25 0 0 0 0 0 0 25 0 _ Single Family Ne 0 500 2000 0 0 0 — 43. Const./Existing 2500 2500 0 44. 45.Subtotal-State Funds 3325 3325 500 250 0 550 2000 0 25 0 Local Funds(SPedtY) 0 0 0 p 0 203 46- General Fund 203 203 0 0 47. 48. 49. 50.Subtotal-Local Funds 203 203 0 C 0 0 0 0 0 203 Prtvats Funds(Sp*cltY) 51- Local Lenders 500 500 500 0 0 0 0 0 0 0 - 52. Non-Profits 500 500 500 0 0 0 0 0 0 0 -- 53. 54. 55.Subtotal-PrlrsM Funds 1000 1000 1000 0 0 0 0 0 0 0 p 550 2000 0 25 203 56.Total.Non-FedetaIFundst 4528 4528 1500 250 203 650 550 2900 0 25 57. Grand Total All Funds 13563 13563 8910 325 0 0 V0010 PART 4 - RESOURCES FUND SOURCES EXPECTED TO BE AVAILABE AND COMMITTED Fund sources expected to be available for affordable and supportive housing have already been identified and discussed fully in Section II , Part 3 of this document. They are also presented on CHAS TABLE 4/SA. They are again briefly presented here per CHAS directions. FEDERAL FUNDS EXPECTED BY CITY AND PUBLIC HOUSING COMMISSION HOME PROGRAM - Entitlement amount depending on funding level approved by Congress. Figure shown is med range estimate. Use of HOME funds will reflect the need and priority to rehab housing , promote home ownership and provide tenant assistance. HOME funds are only available to promote affordable housing opportunities. Marketing requirement to be met by as yet an identified source but modest amount required may be met by contributions or general fund. 2. HOPE 1 - The Lansing Housing Commission is expected to apply for funding as available. Amount is "estimate" since no information regarding funding levels wasable to be provided by HUD. Use of funds will assist low income households rehabilitate units and increase home ownership. The City requires further information on the program. 3. HOPE 2 - The City will apply for funding as available. Amount projected is "estimate" . Use of funds to promote multi-family unit ownership meets need and high priority for increased ownership in the city. The rehabilitation of rental units will also occur. 4. HOPE 3 - The City will apply for funds as available. Amount projected is "estimate". Use of funds for single family home ownership :and rehabilitatton supports high priority goals and addresses need. Further information needed. 5. CDBG - Entitlement amount projected based on allocation received in the recent past. Amount of funds shown in CHAS Table 4/5a reflects amount of grant to be spent to benefit low and moderate income households. The city has historically spent 70% or more of its block grant to benefit these income groups. Block grant funds spent for rehabilitation of rental and homeowner housing units, acquisition, tenant assistance and home buyer assistance reflect priorities given to rehabilitate housing, promote home ownership and provide tenant assistance. Block grant funds have been utilized in combination with leveraging other Federal , state and private funds whenever possible. The City expects to continue that strategy where possible. 6. EMERGENCY SHELTER GRANT (ESG) - Entitlement amount projected on amount received in 1991. Funds to be used to renovate existing shelter facilities. 7. SECTION 8 RENTAL VOUCHERS - The Public Housing Commisision will apply for 50 vouchers to provide rental assistance for low income households, a priority listed by the City. The amount projected is based on the estimated value of voucher received and utilized by similar client households in the recent past. The Public Housing Commission manages a substantial number of Section 8 assistance already. 8. PUBLIC HOUSING CIAP - The Public Housing Commission has applied for rehabilitation funds to continue to renovate part of the public housing stock. Public housing is available for low income households. Rehabilitation and housing assistance to low income households are priorities of the city. STATE FUNDS TO BE AWARDED 9. MSHDA PROGRAMS - Projected fund amounts expected by city are based on past allocations. Priority for rehabilitation of housing units , acquisition and new construction to benefit low income households is consistent with city objectives for affordable housing. 10. NEIGHBORHOOD BUILDERS ALLIANCE - Fund amounts projected are estimate. Allocation to social service agencies result in rehabilitation and support services for low income households, a priority of the city. 11. SINGLE FAMILY NEW CONSTRUCTION/EXISTING - Estimated amount based on past performance in Lansing. Amount is projected for low income households. Program meets high priority for increased home ownership. LOCAL FUNDS AVAILABLE - City's annual contribution to non-profit agencies involved with housing and related services based on past awards. The City is committed to support of these agencies in an effort to help meet stated housing and service objectives for low income households and special housing groups. 12. PRIVATE FUNDS Local lenders - Amount projected is estimate of commitment expected by low lending institutions to support Federal , state and non-profit corporation initiatives. These other sources of funding for affordable housing will serve to leverage private loans. Loans provided by local lenders will be used to provide support rehabilitation efforts. 13. NON - PROFIT CORPORATIONS Amount projected is estimate based on projected goal of five non-profit corporations to rehabilitate a total of 40 housing units in the city in 1992 for low income households. This activity is consistent with the priority for rehabilitation of housing units. ACTIONS TO INFLUENCE AND ENCOURAGE OTHER INVESTMENT IN AFFORDABLE HOUSING The City of Lansing, in its determination to provide decent, safe and sanitary housing for the low and moderate income households residing in the community, has worked and will continue to work with housing providers in site selection, land acquisition and assembly, rezonings, and improvement activity. The City has also provided public improvements and worked with HUD and other local and state agencies in implementing its housing goals. The City of Lansing will continue to undertake the following actions: A. Work with housing providers in site selection and provide public improvements for the development of assisted housing. B. Encourage developers to allocate a portion of their planned unsubsidized developments for assisted housing. C. Develop a promotional program to attract landlords to make units available for rehabilitation and/or existing housing programs. D. Acquire suitable sites for the development of assisted housing. e. Work with the Lansing Housing Commission in the preservation, modernization, rehabilitation and maintenance of the existing public housing units in the city. F. Continue measures to reduce the cost of housing development, through tax increment financing, low interest loans and tax abatement. G. Seek housing funds from other sources such as state sponsored and non-HUD assisted housing programs. H. Rezone land and adopt measures to facilitate the development of assisted housing. LEVERAGING STRATEGY Specific strategies to leverage private and non-Federal funds with Federal funds, principally CDBG include the following: 1. Moderate Rehabilitation Loan Program CDBG funds are being utilized as incentives by the City to underwrite principal reductions of the cost of rehabilitation of housing under the Michigan State Housing Development Authority's Moderate Rehabilitation Program for rental properties. Eight percent (8%) interest loans are provided by MSHDA to owners of rental properties for improvements which will bring the structure up to housing code requirements or for the repair or replacement of major mechanical systems and energy conservation improvements. The City of Lansing has successfully utilized this program to serve low and moderate income tenants and rental property owners. 2. Public/Private renovation efforts, such as the recently completed Anchor Project in the Green Oaks Neighborhood are a key strategy in applying limited financial resources. The cooperative effort included rehabilitation of housing, public right-of-way improvements and other land improvements such as landscape, screening and buffering and will serve as a model for similar projects. The City's investment leveraged twice the investment on the part of the private developer. This particular project serves both low and moderate income households. 3. Non-Profit Organizations The City of Lansing is cooperating and working with several private non-profit housing organizations in efforts to up-grade housing in particular neighborhoods. Limited public participation is intended to leverage private funds. 4. Neighborhood Improvements Program/Community Home Improvements Loan Program The City of Lansing also continues to participate in the MSHDA Neighborhood Improvements Program (NIP) in selected target areas. To make the NIP program more attractive to homeowners , the City offers principal reduction incentives to reduce the interest rates and make monthly payments more affordable to low and moderate income homeowners. MSHDA is also offering another program called the Community Home Improvement Loan Program (CHIP) under which lower cost loans for home improvements can be made. The City has allocated CDBG funds to lower the interest rate on the loans or the principal amount borrowed under this program. The MSHDA programs have been marketed in housing target areas by City staff and published in the local newspaper and minority newspapers. 5. CDBG entitlement funds will be required to cover administrative costs associated with application of the HOME program, and possibly to supplement administrative costs of other housing initiatives and cooperative efforts. U.S.Dopattment of Housing and Urban Dov+4opment HAS Table 58 Otrca of Con,mwjndy Pianrvng and Deveioprnent coals for Families Cornp(ehensive Housing Affordability Strategy (CHAS) o be Assisted with Housing !«,,.of On(2)a Consortium: CITY OF LANSING, MICHIGAN 1992 Fionlers Owners Assistance Provided Total ToE�I otar— — f xeshnfl first Tirrw}lom ers _ To al by In orne Group Section Goob 1 &2 Member Small Related Large Related All Other Renters Horneawners N7i��hitdr"en ers Homoowners 215 Goals Househddi (210 4) (5 or more) Housetx" (A) (e) lq (D) (E) — (F) (G) (tt) lK! I. veryLowkwone 90 90 5 25 20 0 50 20 20 _ 0 40 (0 to 50%of kW1)• 40 40 2 10 3 , 15 20 5 0 25_ i. Mod Raub A Aoqu441or — — *' 5 0 10 0 10 3. coral.sub rt.n.b• 15 15 0 0 0 Rotate titrastn,wn ,. PW"Assistance 25 25 3 10 12 0 25 5. ttomwbu=Atgskar" 5 5505support 5 0 5 0 0 — r. Low-r-ol" 120 120 5 20 20 0 45 25 45 5 75 (51%to W%of 104' 1. tube Nahab&AoquWAN 45 45 2 10 3 0 15 20 10 0 30 o. fJ+w Cont.Sub . 15 15 0 0 5 0 5 5 5 0 10 44+fasod lnkaatn,ctw 10. RenW Assistmwe 25 25 3 10 12 0 25 30 5 35 11. Horn buy«Asslatsr" 35 35 ME Ei --- 12. sopponsecAoaa 5 0- 5 0 210 210 10 45 40 0 95 45 65 5 115 Ulnas 1 end n 14.ou,«moon* 40 2 10 3 0 15 10 15 0 _ 25 (acre tun tarn of L41`4' — is.Gram Tow 250 12 55 43 0 110 55 80 5 140 (lines 13 and 14) it ePpr� isto.based on HUD Micnma Imps wits required statuoy adjustments. '�. ! PART 5 - IMPLEMENTATION ONE YEAR ACTION PLAN CHAS TABLE 4/5A shows resources expected by the City and/or resources that will be pursued. The expenditure breakdown in that table is based on the priorities presented in PART 3. Details related to strategies, preferred programs, priorities and target areas for application have been presented in Section II and Section III , PART 4. Program funds are expected to be committed and/or applied in 1992 to begin implementation of goals and objectives established in the five year plan and serve identified target beneficiaries. The number of households estimated to be assisted in CHAS TABLE 5B was determined by taking the resource amounts projected on CHAS TABLE 4/5A and applying average costs per project based on past program application. Some relative average costs related to rehabillitation, acquisition, new construction and rental assistance were presented in the Market Analysis and Inventory section of the Plan. The breakdown by renter and owner household type is determined by applying priorities, relative need and ability to carry out the stated activity. Government and other entities responsible for delivering and managing the assistance are presented again. 1. HOME PROGRAM - Development Division, Department of Planning and Municipal Development (DPMD) 2. HOPE 1 - Lansing Housing Commission 3. HOPE 2 - Development Division, DPMD; Private Non-profits; Cooperative Associations 4. HOPE 3 - Development Divilsion, DPMD, Private Non-profits 5. CDBG - Development Division, DPMD 6. ESG - Development Division; Human Resources Department; Eligible shelter provider(s) 7. Rental Vouchers - Lansing Public Housing Commission 8. Public Housing CIAP - Lansing Public Housing Commission 9. MSHDA PROGRAMS - Development Division; Michigan State Housing Development Authority (MSHDA) ; Local lending institutions 10. Neighborhood Builders Alliance - Neighborhood organizations 11. Single Family New Construction/Existing - MSHDA 12. General Fund Contribution - Human Resources Department 13. Local Lenders - Participating lending institutions 14. Non-profits - Five incorporated non-profits; lending institutions; Development Division; DPMD It is acknowledged that new Federal initiatives (HOME, HOPE) have not been fully developed at this time. Delay in determination of funding levels and rules and regulations to administer the programs will delay the City's participation and delivery of benefits to target beneficiaries. "WORST CASE NEEDS" Very low income renters meeting Federal preferences for housing assitance will be addressed primarily through Section 8 assistance and rehabilitation in emergency situations. LOCAL POLICIES IMPACTING AFFORDABILITY The Housing Affordability Committee of Lansing's Housing Forum is currently evaluating City codes, ordinances , policies and operational activities to identify barriers or incentives that affect housing affordability. Enforcement procedures, fees and charges, land use policies and other regulatory practices are also being investigated. Input from the Committee is not yet available but is expected by August of 1992 and will be included in the next CHAS. MONITORING PLAN Progress in the housing strategy will be reviewed annually as subsequent annual components of the CHAS are developed. It is alsc assumed that a Housing Assistance Performance Report will be required by HUD on an annual basis. Performance will be evaluated by assessing the number of households receiving assistance and relative improvement in target areas. The input of Neighborhood Organizations working with the City in ongoing improvement efforts and as part of Lansing 's Housing Forum will also be valuable in assessing the progress of the improvement activities. It is also hoped that better communication with social service agencies and housing providers working with special housing groups will result from the Forum to enable better evaluation of the effectiveness of their programs in the future. The City has considerable experience coordinating, implementing and monitoring housing assistance programs and strategies as is evidenced by the successful Community Development Block Grant program and associated housing assistance programs operated in the community for many years. The Lansing Housing Commission also has a long successful history in building, managing and monitoring public housing and associated assistance programs. ANNUAL SUPPORTIVE HOUSING ACTION PLAN The list of housing assistance programs and network of associated services provided to special housing groups is presented in the Market Analysis and Inventory section of this plan. The programs and services will continue in 1992. It is acknowledged, however, that the status of particular users in the special housing needs category of the population require further evaluation to understand more fully if services being provided are adequate and if programs are comprehensive enough to take care of each special housing group. Enough data is available to establish in part that the needs of the elderly and handicapped appear to be well addressed by a variety of assistance programs and services at this time. More data is needed to establish the needs of such groups as the homeless, persons with Aids and low income families who could benefit from participation in an organizaed program to achieve economic dependence and self sufficiency. Lower priority must be assigned to these particular user groups until such time as data is available to establish need, and legitimize the use of limited resources for their benefit, relative to the other needs in the community. Demonstrated need for facilities and services would likely result in reassessing of priorities in an attempt to fill identified gaps. It is in the intent of the the Special Housing Needs Committee of Lansing ' s Housing Forum to provide sufficient data in the future for better evaluation.